SeaComm Federal Credit Union OFFICIAL BLOG


How to Keep a Simple Spending Journal

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Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.

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3 Winter Car & Care Myths You Shouldn’t Believe

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Traveling in the ice and snow is dangerous – and it can cost you a lot of money in repairs if you don’t take the necessary precautions. But there are a lot of myths floating around which concern the adequate measures to be taken when operating a vehicle in the cold. And unfortunately, drivers are often misinformed about the safest ways to take care of a vehicle in winter conditions. Here are 3 winter car & care myths debunked.

 

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7 Free or Inexpensive Holiday Activities

happyholidays.jpgOnce you’ve spent a chunk of your money on holiday shopping, there’s probably not much more to spend on entertainment for you and your family during the week of Christmas. I’ve done some research and found 7 fun activities to be enjoyed this holiday season, without stretching your budget – here they are!

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30 Fun & Inexpensive Stocking Stuffer Ideas

stockings1.jpgAs a precursor to bigger gifts, stocking stuffers should always be the least expensive items on your gift-giving list…but that doesn’t mean they have to be boring! Here are 30 cheap and creative stocking stuffer ideas for Christmas 2017.

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5 Frugal Things I’ve Done Lately

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Here are five frugal things I’ve done lately, with hopes of inspiring you to do the same!

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6 Creative DIY Ways to Give Money as a Christmas Gift

MONEY 2.jpgWith Christmas right around the corner, it can be a bit of a challenge to find the perfect gifts for your loved ones. It’s almost tempting to just place money in a card and “call it a day.” But giving money as a gift doesn’t have to be boring – here are 6 creative ways to give cash this Christmas! Continue reading


Make These Homemade Holiday Treats for Less Than $5

sweets.jpgWhy go shopping for gifts when you can make them yourself? Save some money and give the gift of food this year! Here are 6 simple holiday treat recipes that you can make for under $5.

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4 Holiday Shopping Scams, and How to Avoid Them

scam1.jpgWhile the holiday season is filled with good food, memories, and shopping – it also has its share of scammers and thieves. Here are 4 common scams, and effective ways to avoid them! Continue reading


4 New Year’s Resolutions That Will Save Money

resolutions.jpgSetting New Year’s resolutions for yourself is easy, but committing to them is where most people fall short. It’s important to set realistic and attainable goals for yourself – especially when it concerns finance. Here are 4 New Year’s Resolutions that will help you to experience financial prosperity in the New Year! Continue reading


Did You Know That Stress at Work Can Affect Your Wallet?

stressed.jpgIt’s no secret that our jobs shape our identity. But did you know that your job can potentially affect the way you spend money? In fact, studies have shown that added stress from work leads consumers to favor spending over saving. Here are 3 tips to help you make healthy financial decisions despite challenges in your professional life. Continue reading