SeaComm Federal Credit Union OFFICIAL BLOG


5 DIY Money Saving Hacks

DIY 1.jpg

Remember the days when wearing thrift clothing was so not cool? Well, it seems as if those days are behind us. The rise of millennials has introduced a culture with an admiration for DIY (Do-It-Yourself) hacks. This DIY mentality has allowed people to save money on a number of things, specifically household items. Continue reading to find out some quick DIY projects, so you can share in the wealth, too! Continue reading


The Top 7 Habits of Frugal People

money frugal.jpg

Too many people have the misconception that frugal people are “cheap,” or don’t have a lot of money- of course, both of these assumptions can be true, but a frugal person can often be very wealthy! In my opinion, a frugal person isn’t afraid to spend money, rather, they have a lot of respect for it.

Would you identify yourself as a frugal person? Continue reading to understand the importance of frugality in life, and to find out the top 7 habits of frugal people! Continue reading


4 Ways to Help You Stop Eating Out

restaurant 1.jpg

Eating out is convenient, easy, and can be great for your social life. It’s also expensive and most of the time- unhealthy. In the past year, I have eaten out more times than I could possibly count- and not only has my wallet taken a beating from it, but so has my gut.

In an effort to make a positive change in health and finance, I’ve researched a few things that we all can do to break the nasty habit of eating out. Continue reading


2017 Fiscal Condition Ranking of All 50 States

mount rushmore2.jpg

The fiscal health of the 50 American states affects all its citizens. There are a variety of indicators of fiscal health – ranging from a state’s ability to attract new business, the level of taxation, and what services it provides. If an individual is looking to move, buy a house, or open a business- these indicators play a key role in making such decisions. Read on to view the official Mercatus Center fiscal ranking of all 50 states, and to see where your home state comes in! Continue reading


6 Budget Friendly Day Trips for North Country Residents

road trip.jpg

Can you believe we are nearing the second half of summer, already? In an effort to maximize my time spent outdoors this season, I’ve tried to schedule as many trips as possible. Unfortunately, it’s financially unrealistic to board a flight for every mini vacation I would like to go on, so I’ve researched some fun day trips. Read on to learn about these 6 inexpensive attractions, right in our backyard! Continue reading


How to exercise for less – 7 cheap ways to get fit this summer

inexpensive.jpg

Summer has finally arrived, but has your summer body? Certainly not mine – Due in part to the fact that I have neglected to go to the gym lately. To be honest, I’m not sure that it’s worth the 30 minute round-trip and the $50+ fee per month. So in an effort to save some time and money, I’ve been on the search for some budget friendly alternatives.

If the only thing keeping you from starting a fitness regimen is the cost of a gym membership, here’s the good news, you don’t need to join a gym to take physical activity seriously. There are plenty of low-cost alternatives that can help you to get in-shape without emptying your wallet. Read on to see what I’ve come up with! Continue reading


5 Ways to Improve Your Financial IQ

financial iq.jpg

Like most of life’s necessary tasks — exercising, eating healthy, setting aside time for family, getting up and going to work — keeping careful track of your finances is also a must. But nevertheless, a number of people neglect to care for their numbers, and they pay the price.

The good news is that there are so many resources out there that help to educate people on the proper financial habits – you just have to look for them. Continue reading to unveil 5 easy, accessible financial resources and practices. Continue reading


Were You Born to Have Your Own Business?

entrepreneur.jpg

Owning your own business is unlike any other job you can have. Actually, it really isn’t a job- more so a lifestyle. Most entrepreneurs will tell you, firsthand, that going into business for yourself is the most challenging yet rewarding life choice. And while some people just aren’t equipped for the potential struggles of entrepreneurship, there are still the select few people who don’t back down in the face of adversity.

In my research I have narrowed down the 15 most important habits that an entrepreneur should possess. It’s not to say that if you don’t possess some of these characteristics that you shouldn’t go into business for yourself, rather, it might be more of a challenge for you. Continue reading to find out what these valuable qualities are, and to see where you fit in. Continue reading


How Much Is Your Daily Commute Costing You?

commute.jpg

Your daily commute might be costing you a lot more than you think. With so many factors to consider (wear & tear on the vehicle, fluctuating gas prices etc.,) it’s almost more appealing to walk! Of course, as someone who resides in rural Northern New York, I couldn’t imagine trekking to and from all of my routine destinations by foot.

I recently came across a commute cost calculator courtesy of Commute Solutions, which calculates your monthly and yearly cost of commuting to and from work. Continue reading to calculate your own cost of commuting, and to find out what I’m paying! Continue reading