SeaComm Federal Credit Union OFFICIAL BLOG


3 Winter Car & Care Myths You Shouldn’t Believe

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Traveling in the ice and snow is dangerous – and it can cost you a lot of money in repairs if you don’t take the necessary precautions. But there are a lot of myths floating around which concern the adequate measures to be taken when operating a vehicle in the cold. And unfortunately, drivers are often misinformed about the safest ways to take care of a vehicle in winter conditions. Here are 3 winter car & care myths debunked.

 

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5 Millionaire Myths: Debunked

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“I never wanted to be a millionaire. I just wanted to live like one.” – Walter Hagen

There are a few interesting misconceptions that people have about millionaires. Continue reading to find out the 5 most common myths that will surely surprise you! Continue reading


5 Frugal Things I’ve done lately

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Living frugally (or attempting to) isn’t as difficult as you may think. I’m always researching new and interesting ways that will allow me to save a few dollars here and there. Continue reading to see what I’ve done this last week to save some money!

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5 DIY Money Saving Hacks

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Remember the days when wearing thrift clothing was so not cool? Well, it seems as if those days are behind us. The rise of millennials has introduced a culture with an admiration for DIY (Do-It-Yourself) hacks. This DIY mentality has allowed people to save money on a number of things, specifically household items. Continue reading to find out some quick DIY projects, so you can share in the wealth, too! Continue reading


The Top 7 Habits of Frugal People

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Too many people have the misconception that frugal people are “cheap,” or don’t have a lot of money- of course, both of these assumptions can be true, but a frugal person can often be very wealthy! In my opinion, a frugal person isn’t afraid to spend money, rather, they have a lot of respect for it.

Would you identify yourself as a frugal person? Continue reading to understand the importance of frugality in life, and to find out the top 7 habits of frugal people! Continue reading


4 Ways to Help You Stop Eating Out

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Eating out is convenient, easy, and can be great for your social life. It’s also expensive and most of the time- unhealthy. In the past year, I have eaten out more times than I could possibly count- and not only has my wallet taken a beating from it, but so has my gut.

In an effort to make a positive change in health and finance, I’ve researched a few things that we all can do to break the nasty habit of eating out. Continue reading


5 Ways to Improve Your Financial IQ

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Like most of life’s necessary tasks — exercising, eating healthy, setting aside time for family, getting up and going to work — keeping careful track of your finances is also a must. But nevertheless, a number of people neglect to care for their numbers, and they pay the price.

The good news is that there are so many resources out there that help to educate people on the proper financial habits – you just have to look for them. Continue reading to unveil 5 easy, accessible financial resources and practices. Continue reading


How Much Is Your Daily Commute Costing You?

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Your daily commute might be costing you a lot more than you think. With so many factors to consider (wear & tear on the vehicle, fluctuating gas prices etc.,) it’s almost more appealing to walk! Of course, as someone who resides in rural Northern New York, I couldn’t imagine trekking to and from all of my routine destinations by foot.

I recently came across a commute cost calculator courtesy of Commute Solutions, which calculates your monthly and yearly cost of commuting to and from work. Continue reading to calculate your own cost of commuting, and to find out what I’m paying! Continue reading


5 Ways ‘Going Green’ Can Save You Money

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In terms of sustainability, there is a direct correlation between “going green” and inexpensive living. I’m not telling you to mount a solar panel on your roof or to invest in wind farming, but there are minimal changes that we all can make in our daily lives that not only give our wallets a break, but also help out the environment. Thanks to U.S.News and Entrepreneur, I have found 5 easy ways to save money by going green. Here they are: Continue reading


Fact Friday

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What do you know about money? We all want it…and I’m sure there are some of us who would do some crazy, embarrassing things just to get some of it (Fear Factor, anyone?). But when all is said and done, it’s just paper, right?

Read on for some crazy facts about money (courtesy of ‘cracked‘ and ‘fact retriever‘) that you DIDN’T know…

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How is a Credit Union Different from a Bank?

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You don’t know? That’s alright- you’re not the only one. Most people use the terms “credit union” and “bank” interchangeably. And while on the surface, credit unions look a lot like banks, there are significant differences that are important to note.

I’ll admit- before I started working for a credit union, I was pretty much oblivious to the differences between credit unions and banks. I was also a bit apprehensive about opening an account at a credit union- mainly because I wasn’t sure what they exactly were, or if there was some special requirement needed in order to become a member.

Thankfully- my questions were answered. Read on for the questions I had, as well as the answers I was given!

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