SeaComm Federal Credit Union OFFICIAL BLOG


Secure Holiday Shopping Tips

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The convenience of shopping online is irresistible.  You can do all of your shopping from your easy chair and wait for the boxes to arrive.  However, while you are avoiding the stress of shopping centers and holiday parking, remember to stay vigilant as a way to prevent holiday headaches from online fraud and identity thieves. Continue reading to learn a few tips that will help you avoid scams this holiday season, directly from our guest blogger, Sarah Mitchell, SeaComm Risk Manager!

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Your Budget-Friendly Thanksgiving Guide

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Thanksgiving is a time for reflecting on what you’re grateful for, spending time with family, and staying within budget while preparing the biggest meal of the year! Continue reading to learn 6 simple tips that will help you celebrate this holiday without emptying your wallet.

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The Four Best Things to Buy in November

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November brings Veteran’s Day, Thanksgiving, Black Friday and Cyber Monday. With these four days, comes amazing sales and deals for the frugal shopper! Continue reading to discover the four best things you can purchase this month, for a great price!

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Four Things You Should Always Pay for with Your Credit Card

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There are a variety of benefits to owning a credit card, but what are the types of purchases you should be making? Continue reading to discover four things you should always pay for with credit…

 

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5 Simple Ways to Save on Food Purchases

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Have you noticed how much of your budget you spend on groceries and dining out? Food tends to be a significant expense for most families and households, but there are a variety of ways to make it more affordable. Continue reading to discover 5 simple ways you can save money on food purchases!

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Back-to-School Shopping: 5 Easy Ways to Save Money

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This is an expensive time of year for most parents. With back-to-school season just around the corner, you might be thinking about emptying your wallet on school supplies and new clothing. Through our research, we have found some simple tips that will help you navigate the back-to-school season, without having to empty your wallet!

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5 Tips to Help You Stop Overspending

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Overspending is a common problem with many Americans. While it might seem difficult to overcome, we’ve found five simple ways for you to beat this expensive habit. Continue reading to learn how!

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7 Things You Should Always Buy at a Dollar Store

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Shopping at your local dollar store is a great way to stay within budget. Many people aren’t aware that their products are comparable to what you will find in other stores, for a fraction of the price. Continue reading to learn 7 of the best items to buy from the dollar store.

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5 Lessons Our Parents Taught Us About Money

cover4.jpgThe lessons that our parents have taught us are rarely forgotten – forever ingrained in our minds, and still useful whenever we need them. The one aspect of life that these lessons and morals are still applicable to is finance. Here are 5 lessons our parents taught us about money, which still apply in adulthood!

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3 Questions to Ask Before You Buy a Car

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Spring is just around the corner – and so is car shopping season! Buying a new vehicle is a big financial commitment, and one that cannot be 100% successful without carefully considering these three things…

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Planning a Budget-Friendly St. Patrick’s Day

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This year, St. Patrick’s Day falls on a Saturday – which makes it even more exciting! Here are some tips to help you plan an inexpensive and fun St. Patrick’s Day celebration.

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Today is a New Day. Take these 3 Simple Steps to Improve Your Finances

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Just because you woke up this morning with financial woes, doesn’t mean you have to go to bed feeling the same! Take these 3 simple steps to improve your finances, fast and for good.

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Couponing 101: Where to begin

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Contrary to popular belief, it doesn’t require an immense amount of skill to become a professional couponer. With a little patience and a touch of savviness, you’ll be clipping coupons and saving money before you know it. To get started on your successful journey of couponing, check out these beginner’s tips.

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How to Keep a Simple Spending Journal

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Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.

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30 Fun & Inexpensive Stocking Stuffer Ideas

stockings1.jpgAs a precursor to bigger gifts, stocking stuffers should always be the least expensive items on your gift-giving list…but that doesn’t mean they have to be boring! Here are 30 cheap and creative stocking stuffer ideas for Christmas 2017.

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5 Frugal Things I’ve Done Lately

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Here are five frugal things I’ve done lately, with hopes of inspiring you to do the same!

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4 Holiday Shopping Scams, and How to Avoid Them

scam1.jpgWhile the holiday season is filled with good food, memories, and shopping – it also has its share of scammers and thieves. Here are 4 common scams, and effective ways to avoid them! Continue reading


Did You Know That Stress at Work Can Affect Your Wallet?

stressed.jpgIt’s no secret that our jobs shape our identity. But did you know that your job can potentially affect the way you spend money? In fact, studies have shown that added stress from work leads consumers to favor spending over saving. Here are 3 tips to help you make healthy financial decisions despite challenges in your professional life. Continue reading


Last Minute Ways to Save Money for Christmas

christmas shopping.jpgWith the holiday’s right around the corner, Christmas shopping begins, and before you know it – your wallet will feel lighter and lighter. But instead of throwing your money away, try out these money saving strategies designated specifically for the holidays! Continue reading


6 Ways to Prepare for Black Friday like a Pro

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Black Friday is exciting – especially for those of us who enjoy good deals and saving money on Holiday shopping! But if you don’t have a good strategy, you could miss out on the best deals, and inadvertently spend more than you should have to. Here are 6 helpful tips to prepare for Black Friday and avoid disappointment. Continue reading


How to Stretch Your Paycheck

paycheck.jpgPaying off debt is never fun, but extremely necessary. And in order to be successful at it, you will have to pay above the minimum payments. But what if you don’t have the extra cash to be able to do this? Check out these simple tips which will allow you to find new money in your same old paycheck, helping you to get ahead on your bills! Continue reading


How to Cut Your Monthly Grocery Bill in Half

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I always cringe when I look at my grocery store receipts. How does it add up so much? If half a cart can add up to over $100, I don’t even want to know the cost of a full cart of items. So I’ve researched some effective ways to significantly cut grocery costs, here’s what I’ve found. Continue reading


Tips to Save Money on Back to School Supplies

back to school.jpgIt’s that time of year already – kids are going back to school, and parents are preparing to spend more than they bargained for on school supplies. Whether its new clothes, books, utensils, or art supplies – there’s always a way to save money. Through my research, I have come up with 5 tips to help you become a pro back to school shopper this year! Continue reading