SeaComm Federal Credit Union OFFICIAL BLOG


How to Keep a Simple Spending Journal

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Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.

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5 Frugal Things I’ve Done Lately

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Here are five frugal things I’ve done lately, with hopes of inspiring you to do the same!

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Make These Homemade Holiday Treats for Less Than $5

sweets.jpgWhy go shopping for gifts when you can make them yourself? Save some money and give the gift of food this year! Here are 6 simple holiday treat recipes that you can make for under $5.

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4 New Year’s Resolutions That Will Save Money

resolutions.jpgSetting New Year’s resolutions for yourself is easy, but committing to them is where most people fall short. It’s important to set realistic and attainable goals for yourself – especially when it concerns finance. Here are 4 New Year’s Resolutions that will help you to experience financial prosperity in the New Year! Continue reading


Last Minute Ways to Save Money for Christmas

christmas shopping.jpgWith the holiday’s right around the corner, Christmas shopping begins, and before you know it – your wallet will feel lighter and lighter. But instead of throwing your money away, try out these money saving strategies designated specifically for the holidays! Continue reading


6 Ways to Prepare for Black Friday like a Pro

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Black Friday is exciting – especially for those of us who enjoy good deals and saving money on Holiday shopping! But if you don’t have a good strategy, you could miss out on the best deals, and inadvertently spend more than you should have to. Here are 6 helpful tips to prepare for Black Friday and avoid disappointment. Continue reading


5 Low-Cost Ways to Avoid Colds and Flu this Season

cold.jpgNow that we’ve entered flu season, it’s time to be proactive. While getting the flu shot is the most effective way to prevent the flu, there are a variety of simple ways to further arm yourself. Here are some low-cost ways to reduce your risk of getting sick. Continue reading


Simple Ways to Enjoy Your Pumpkin Spice on a Budget

pumpkin spice.jpgIt’s almost that time of year. The time where warm hoodies, extra blankets, apple cider, and yes – pumpkin spice, are inescapable. If you’re like me, you might find it a bit pricy to get your daily pumpkin spice fix at a local coffee shop, so I’ve researched a few ways to enjoy it without blowing your budget. Continue reading


4 Ways to Help You Stop Eating Out

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Eating out is convenient, easy, and can be great for your social life. It’s also expensive and most of the time- unhealthy. In the past year, I have eaten out more times than I could possibly count- and not only has my wallet taken a beating from it, but so has my gut.

In an effort to make a positive change in health and finance, I’ve researched a few things that we all can do to break the nasty habit of eating out. Continue reading


How to exercise for less – 7 cheap ways to get fit this summer

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Summer has finally arrived, but has your summer body? Certainly not mine – Due in part to the fact that I have neglected to go to the gym lately. To be honest, I’m not sure that it’s worth the 30 minute round-trip and the $50+ fee per month. So in an effort to save some time and money, I’ve been on the search for some budget friendly alternatives.

If the only thing keeping you from starting a fitness regimen is the cost of a gym membership, here’s the good news, you don’t need to join a gym to take physical activity seriously. There are plenty of low-cost alternatives that can help you to get in-shape without emptying your wallet. Read on to see what I’ve come up with! Continue reading