SeaComm Federal Credit Union OFFICIAL BLOG


5 Frugal Things I’ve Done Lately

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The holiday season is a busy (and expensive) time. You might not be prioritizing your frugal lifestyle, but instead giving-in to the madness. Continue reading to learn the five frugal things I’ve done lately…with hopes of inspiring you to do the same!

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Inexpensive Holiday Gift Ideas

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We’ve created a list of budget-friendly holiday gift ideas, that will save you time AND money. Continue reading to learn more!

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Secure Holiday Shopping Tips

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The convenience of shopping online is irresistible.  You can do all of your shopping from your easy chair and wait for the boxes to arrive.  However, while you are avoiding the stress of shopping centers and holiday parking, remember to stay vigilant as a way to prevent holiday headaches from online fraud and identity thieves. Continue reading to learn a few tips that will help you avoid scams this holiday season, directly from our guest blogger, Sarah Mitchell, SeaComm Risk Manager!

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7 Tricks to Reduce Your Heating Costs

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Another winter in the North Country is upon us, and with that comes steep heating expenses. Continue reading to learn 7 tricks that will help you warm up your home on a budget, and reduce your heating costs this year!

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7 Things You Should Always Buy at a Dollar Store

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Shopping at your local dollar store is a great way to stay within budget. Many people aren’t aware that their products are comparable to what you will find in other stores, for a fraction of the price. Continue reading to learn 7 of the best items to buy from the dollar store.

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Managing Your Money 101

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The ways you choose to manage your money can have a profound impact on your life. Learning to be financially savvy can take a while, but the basics are quite simple and never change. Here’s how to get started.

 

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4 Easy Ways to Improve Motivation at Work

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Motivation is one of the most valuable tools you can have in the workplace. But we have all faced “off days” at the office where we’re just not feeling a sense of focus. Here are four real and practical solutions for digging up lost motivation when you need it, and completing a job or task with a sense of fulfillment!

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5 Tips to Help You Spring Clean Like a Pro

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Spring cleaning isn’t always fun, but it’s an excellent chance for you to open the windows and declutter your home…so that you can worry about more important things in the future. Here are 5 tips to help you maximize your spring cleaning efforts.

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Planning a Budget-Friendly St. Patrick’s Day

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This year, St. Patrick’s Day falls on a Saturday – which makes it even more exciting! Here are some tips to help you plan an inexpensive and fun St. Patrick’s Day celebration.

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How to Beat Pricing Psychology

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We all love good bargains – it’s human nature. But because we live in a consumer society, businesses are constantly trying to make sales, even if that means deceiving poor customers, and making them believe that they’re getting a deal when they’re not.  Here is some of the pricing language that businesses use to trick you, and how to avoid it.

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Couponing 101: Where to begin

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Contrary to popular belief, it doesn’t require an immense amount of skill to become a professional couponer. With a little patience and a touch of savviness, you’ll be clipping coupons and saving money before you know it. To get started on your successful journey of couponing, check out these beginner’s tips.

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7 Ways to Stop Losing Sleep over Money

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How are you sleeping these days? If you’re like the majority of Americans, the answer is, “not so well.” And there’s a good chance money is to blame. Financial stress is a serious challenge for many of us, distracting people from more important things in life – like work, relationships, and sleep. Here are 7 easy ways to give your stress-filled mind a rest once your head hits the pillow.

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How to Keep a Simple Spending Journal

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Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.

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Make These Homemade Holiday Treats for Less Than $5

sweets.jpgWhy go shopping for gifts when you can make them yourself? Save some money and give the gift of food this year! Here are 6 simple holiday treat recipes that you can make for under $5.

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4 Holiday Shopping Scams, and How to Avoid Them

scam1.jpgWhile the holiday season is filled with good food, memories, and shopping – it also has its share of scammers and thieves. Here are 4 common scams, and effective ways to avoid them! Continue reading


7 Tips for a Budget Friendly Thanksgiving Dinner

food.jpgIt’s already November, and Thanksgiving is just around the corner. Whether you are hosting your family and friends, or simply bringing a few dishes to pass, here are some great ways to keep costs down when preparing to feast.

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5 Low-Cost Ways to Avoid Colds and Flu this Season

cold.jpgNow that we’ve entered flu season, it’s time to be proactive. While getting the flu shot is the most effective way to prevent the flu, there are a variety of simple ways to further arm yourself. Here are some low-cost ways to reduce your risk of getting sick. Continue reading


How to Throw a Last-Minute Halloween Party on a Budget

halloween party.jpgWhether you’re throwing a Halloween party for children, or just inviting some family and friends over for some ghoulish fun – Here are some tips for putting together an unforgettable and inexpensive Halloween scene! Continue reading


5 Steps: How to Construct Work Emails Like a Pro (Leave the Emojis at the Door)

email1.jpgIf you’re anything like me, you might insert a few emojis in friendly text messages or personal emails, to liven up the conversation and set a positive tone. You might prefer to keep your emails extremely short and to-the-point, or you might be a natural “writer” at heart, and decide to write novels in place of precise messages.

While there’s nothing wrong with these preferences (in your personal life,) there are specific measures to be taken when crafting work emails. Continue reading