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10 Encouraging Financial Quotes to Live By

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Money is great; it can provide you with a thrilling lifestyle, wonderful things, and sometimes a little bit of happiness. The downside? There isn’t always enough money to go around – and it can only bring you happiness to a certain extent.

Most of us live in a world of budgets and balancing our checkbooks. But the good thing is that it’s entirely possible to take control of your money, and achieve financial success. Check out these 10 inspirational quotes that will encourage you to live the best financial life possible.

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Today is a New Day. Take these 3 Simple Steps to Improve Your Finances

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Just because you woke up this morning with financial woes, doesn’t mean you have to go to bed feeling the same! Take these 3 simple steps to improve your finances, fast and for good.

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De-cluttering: 4 Tips that will change your life

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Before you know it, the past several years of holiday shopping, birthdays, and other life events have accumulated in your closets, garage, and attic. Taming your clutter isn’t always easy – and it seems unbearable to dedicate a full day to finding a clutter resolution. Here are 4 life changing tips to help keep your home clutter-free, so you can dedicate your time to more important things.

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5 Things You Must Do To Prepare Your Car for a North Country Winter

winter driving.jpgAs fall begins to fade into winter – it’s time to prepare your vehicle for more hazardous weather. Being proactive and winterizing your vehicle can save you hundreds – maybe thousands of dollars, in the event that you get caught in an unfortunate situation. Don’t overlook these necessary updates to your car, before winter arrives! Continue reading


How to Stretch Your Paycheck

paycheck.jpgPaying off debt is never fun, but extremely necessary. And in order to be successful at it, you will have to pay above the minimum payments. But what if you don’t have the extra cash to be able to do this? Check out these simple tips which will allow you to find new money in your same old paycheck, helping you to get ahead on your bills! Continue reading


The Pros and Cons of Using Groupon

1groupon.jpgThere is no doubt that many people have saved an impressive chunk of money while using the Groupon app – but to this day, there are still a number of people who remain skeptical of this innovative platform of purchasing power.

What kind of deals are offered? Is there a catch? Does it really save you money? Continue reading to unveil both the pros and cons of using Groupon! Continue reading


Tips to Save Money on Back to School Supplies

back to school.jpgIt’s that time of year already – kids are going back to school, and parents are preparing to spend more than they bargained for on school supplies. Whether its new clothes, books, utensils, or art supplies – there’s always a way to save money. Through my research, I have come up with 5 tips to help you become a pro back to school shopper this year! Continue reading


How Much Is Your Daily Commute Costing You?

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Your daily commute might be costing you a lot more than you think. With so many factors to consider (wear & tear on the vehicle, fluctuating gas prices etc.,) it’s almost more appealing to walk! Of course, as someone who resides in rural Northern New York, I couldn’t imagine trekking to and from all of my routine destinations by foot.

I recently came across a commute cost calculator courtesy of Commute Solutions, which calculates your monthly and yearly cost of commuting to and from work. Continue reading to calculate your own cost of commuting, and to find out what I’m paying! Continue reading


4 Serious Money Mistakes People Make in Their 40s

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Your 40s represent a significant period in your life, personally and financially. You’re older, wiser and situated, but there are still a few things you haven’t figured out yet— like how to pay for your children’s college education and how you’re going to afford retirement.

Though you might feel as if you’re in a “good place,” becoming complacent could have a negative impact on your financial health. Continue reading to find out what 40-somethings are doing wrong and what you should be doing instead. Continue reading


5 Frugal Things I’ve Done Lately

change.jpgI have a confession. You might think I’m an avid ‘money saver,’ because I’m constantly blogging about a healthy financial life, but in reality- I’m not! At times I tend to be fairly frugal, but my true colors come out in the aisles of Saks Fifth Avenue.

So this week I’ve challenged myself to take on a more frugal lifestyle. (It’s worth a try, right?) Money, the quest to earn it, and the struggle to keep it has taken over our lives, but if I’m able to find the paths that don’t require much money (or none at all,) I feel that I’ve ‘won the battle.’

I’ve tried a lot of cheap living tips, but most of them don’t work for me. Through trial and error, I’ve found five frugal lifestyle changes that have actually helped me to save money, here they are: Continue reading