There’s an old saying, “There’s no such thing as a free lunch.” Turns out, it’s not just lunches
that aren’t free. Pretty much everything costs money, and it’s often more than you’d expect it to
be. You can easily plan and save for some expenses, but there will always be some hidden costs
that show up, seemingly out of nowhere. For these expenses, you may need to borrow money,
and a fabulous way to do that is with a personal loan. Here are five ways you might want to use
a personal loan.
We’re joining forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. “Financial Capability” has been defined by the U.S. Treasury as “the capacity, based on knowledge, skills, and access, to manage financial resources effectively.”
Building and maintaining financial capability is a distinct journey for each of us; a cycle of learning (and sometimes relearning what you thought you already knew) and a willingness to evaluate your money habits. It’s also about making informed decisions, being proactive with money management, and acknowledging your own progress along the way.
In that spirit, here are five articles, worksheets, tools, and online courses that can serve as a starting point for building your financial capability. While these resources are only available in English at this time, GreenPath provides free, one-on-one personalized financial counseling in hundreds of languages. If you have questions about any of these topics, reach out to speak with someone in the language you are most comfortable with.
Continue reading
As football season hurtles toward its climactic close, let’s take a moment to review some surprising financial lessons we can learn from the iconic sport and its players.
Continue readingIf you have a budget for your household, you’ll probably see groceries as one of the biggest expenses. Even if you don’t have a physical budget, you know grocery shopping can get expensive. Follow these tips to curb your spending and save some money.
Continue reading
The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
Continue reading
Thanksgiving is coming up which means the Friday through Monday after people are going to be shopping a lot online or in person. You should look ahead and prepare so you won’t miss out on the purchases you really want! Here are some tips to make Black Friday and Cyber Monday a walk in the park.
Continue reading
People tend to spend more during the summer months. There are vacations, parties, and even back to school shopping. If your savings took a hit, don’t worry. Here are a few tips to start rebuilding.
Continue reading
Today is National Refresh Your Goals Day. This day is a reminder to focus on the objectives we’ve set for ourselves. Here are a few financial goals that will boost your wellness and peace of mind.
Continue readingAccording to a national survey, over 80% of Americans believe they overspend. If you’re one of the millions who want to curb your spending, here are a few simple ways to save.
Continue readingBudgeting is an important part of a healthy financial life. It will allow you to see what you need to do in order to avoid overspending and worrying about paying bills. Take these steps to build a better financial situation.
Continue reading