SeaComm Federal Credit Union OFFICIAL BLOG


Smart Uses For Your Tax Refund

It’s tax refund season! How are you going to be spending the pile of cash Uncle Sam’s giving back?

Of course, you can use some of your tax refund to indulge responsibly. If you’ve been wanting to buy yourself a new something special for a while, or to spend on an experience you generally cannot afford, by all means, allow yourself to use some of your tax refund for your chosen treat. Indulging occasionally and mindfully can prevent feelings of deprivation and can actually help you manage your money better.

However, before you go out and blow your full refund on a sinfully expensive weekend, take a step back and try to determine the most financially responsible approach you can take with this money. Instead of spending all the funds on short-term indulgences, consider using some of them to improve your overall financial wellness. To help you get started, we’ve compiled this list of eight financially responsible ways to use your tax refund this year.

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt. 

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Shop Black Friday and Cyber Monday Like a Pro

Thanksgiving is coming up which means the Friday through Monday after people are going to be shopping a lot online or in person. You should look ahead and prepare so you won’t miss out on the purchases you really want! Here are some tips to make Black Friday and Cyber Monday a walk in the park.

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Try the No Spend Challenge

If you’re looking to develop good saving habits, try the No Spend Challenge for the month of June. See how you fare, and how much you save.

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Three Financial Goals for Everyone

Today is National Refresh Your Goals Day. This day is a reminder to focus on the objectives we’ve set for ourselves. Here are a few financial goals that will boost your wellness and peace of mind.

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Simple but Overlooked Ways to Save

According to a national survey, over 80% of Americans believe they overspend. If you’re one of the millions who want to curb your spending, here are a few simple ways to save.

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