Q: I’m planning to renovate my house, and I’m wondering about my financing options. What’s the best way to pay for a home improvement project?
A: Home renovations can breathe new life into your living space, enhance your property’s value and customize your home to satisfy your unique needs. Whether you’re upgrading the kitchen, adding a new room or tackling long-overdue repairs, funding the project can be the most significant consideration. Fortunately, there are financially responsible ways to pay for a home renovation.
We’re joining forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. “Financial Capability” has been defined by the U.S. Treasury as “the capacity, based on knowledge, skills, and access, to manage financial resources effectively.”
Building and maintaining financial capability is a distinct journey for each of us; a cycle of learning (and sometimes relearning what you thought you already knew) and a willingness to evaluate your money habits. It’s also about making informed decisions, being proactive with money management, and acknowledging your own progress along the way.
In that spirit, here are five articles, worksheets, tools, and online courses that can serve as a starting point for building your financial capability. While these resources are only available in English at this time, GreenPath provides free, one-on-one personalized financial counseling in hundreds of languages. If you have questions about any of these topics, reach out to speak with someone in the language you are most comfortable with.
It’s been a long winter semester and spring is on its way! If you’re dreaming of a luxury springtime getaway, but your budget didn’t get the memo, we can help. Here are 10 ways to save on spring break for the vacation of your dreams that doesn’t break the budget.
You probably know that putting together a budget is the first step in taking control of your finances, but did you know there are different ways to create a budget? Here are a few of the popular methods people use.
Valentine’s Day is right around the corner and for those of us who are trying to save, celebrating properly might seem like a tall task. Fear not, because there are plenty of free or inexpensive things you can do with your significant other for a romantic date night for Valentine’s Day and all year round.
Preparing to bring a new life into the world is an exciting and stressful time. As a new parent, I’m well aware of the chaos. Here are a few financial tips for new, or soon-to-be, parents.
“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting how appealing these services are to consumers.
The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
As a multicourse dinner, your Thanksgiving meal can get pricey. Here are five delicious, inexpensive recipes to help you have a festive dinner without going over budget!
