If you’ve got a birthday, anniversary, or need ideas for a Valentine’s Day gift, here are a few items you should buy, or skip, in February.

Buy: Mattresses

February is a great month to purchase a new mattress. Retailers will have major discounts, especially during President’s Day weekend. Check out different stores for their schedule of sales. Some will have discounts all month long. If you need to replace your mattress, you’ll save money in the next few weeks.

Skip: Spring Clothing

If you’re already looking towards spring, you’re not alone. However, have patience, because those seasonal clothes won’t be on sale until around May. Save your money and make a list of items you would like to add to your wardrobe. Your wallet will thank you.

Buy: Jewelry

Valentine’s Day is around the corner, and some department stores will have some big sales a few weeks before the holiday. If you’re looking to buy jewelry for a birthday or anniversary after Valentine’s Day, it will be worth the wait to purchase after February 14. Search for the best deals, because you might find items up to 80% off.

Skip: Golf Clubs

Going to the golf club or driving range might be on your list of spring activities you’re looking forward to. If that’s the case, you’ll want to wait another month before purchasing any new clubs. You could see a lot of sales on last year’s models.

When you are shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!