SeaComm Federal Credit Union OFFICIAL BLOG

Staying Under Budget This Christmas

The holiday season can be a drain on your wallet. Here are five ideas to help you celebrate Christmas within your limits!

Manage your spending. Whether you are purchasing gifts or buying ingredients for a holiday feast, keep track of exactly how much money you have spent. To make this job easier, monitor your accounts from your computer or mobile device with SeaComm’s digital platforms, NetTeller™ and Mobile Branch!

Give the gift of food. Everyone loves food – and it can be a special gesture to receive some of your favorite foods as a gift! Whatever your specialty is (cookies, pies, brittle, etc.) use it to your advantage and give a gift that you personally worked on, and save some money in the process!

Use discount programs, like Benefits Plus®, to get your favorite retailers’ best deals and coupons! Once you upgrade to a Benefits Plus® checking with SeaComm, you will gain access to discounted gift and eGift cards at a variety of local retailers. Benefits Plus® users also have access to a new Cash Back Rewards Program featuring Rakuten! Members have the opportunity to receive 50% more cash back – up to $100 per year, with no minimum purchase requirements. Your membership also includes grocery and prescription savings, identity theft protection, travel discounts and much more. Visit your local SeaComm branch to enroll.

Ask your guests to bring a dish. Having everyone bring a dish to the gathering not only saves time for the host, but ensures there is enough food to go around. It also reduces cleanup, and saves money. Click here for 23 Christmas Potluck recipes everyone will enjoy!

Get cash back on your holiday purchases. Your SeaComm Visa® Platinum enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!

TIP: Find out if you are already pre-approved for a SeaComm Visa® through our loan pre-approval program, LoanEngine™! Qualified members have the ability to view and accept loan offers without having to come into a branch or fill out an application. Click here to learn more or call us at (800) 764-0566.  

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