SeaComm Federal Credit Union OFFICIAL BLOG

How to Decide If You Need a New Car


You have your eyes on a new ride, but your current vehicle is still running and relatively reliable. Should you upgrade? Here are four reasons you might want to get another car!


The repair bills on your current car are costing you. Repair bills for cars are inevitable, even on late model vehicles. But as cars age, they require more frequent and costly repairs. If your car maintenance expenses have been adding up, you should consider looking for another vehicle.




You would like updated features. Does your current car have all the bells and whistles you are looking for? As of 2020, some great features for cars include the back-up camera, heated steering wheel, push-button start, and more.




The car no longer fits your lifestyle. This is one of the main reasons why people buy new cars. If you have recently experienced a lifestyle change, your old car may not work for you any longer. For example, if you have a growing family and could use the extra space, you might be in the market for a van or SUV.




You can afford it. Plenty of people are in car situations like the ones described above, but they are unable to purchase new vehicles because they lack the financial resources. It’s important to live within your means, as you can only make a change if you can afford to do so.

If you decide that now is the right time to upgrade your set of wheels, you might already have a head start on a loan! As a SeaComm member, you may be pre-approved for a new or used auto loan through our loan pre-approval program, LoanEngine™. You can view and accept loan offers specifically designed with you in mind. If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile 4.0 app or NetTeller in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.



car shopping

Take advantage of our online auto-buying center, Garage Gizmo, when you begin your search for the perfect vehicle! Browse through a catalog of new and used cars at local dealerships, with free Carfax reports and a payment calculator. Visit or click here to get started.

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