The sooner you start contributing to your savings, the sooner you can reach your financial goals. Here are four tips to help you get there!
Set a goal. Before getting started on saving up money, it’s a good idea to establish a tangible goal. What’s your magic number? Experts recommend having funds to cover three to six months’ worth of living expenses set aside in an emergency fund or savings account.
Get cash back with your SeaComm Visa® Platinum. Cash-in your ScoreCard® Rewards points to put money back in your savings account. You have the option to receive your cash back through a deposit to your account, or through a statement credit on your SeaComm Visa®.
ScoreCard® Rewards also offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating location and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Enroll today at scorecardrewards.com! Just sign in to your account and click on the “Account” button at the top right of the screen and select the “Premium Payback” option to fill out the opt-in form.
Invest in a Share Certificate. A share certificate with SeaComm is a great tool for earning more interest on your money. Since the certificate holder is not able to withdraw money liberally, like regular savings account holders, a certificate is more valuable to the financial institution. For this reason, the interest rate offered with a certificate is generally higher than a traditional savings account, which provides you with an opportunity to earn more for your money!
Earn more with Loyalty Rewards. As a SeaComm member, you can earn more on your money by increasing your rate with loyalty rewards. You have a chance to receive additional basis points on share certificates and Fixed IRAs by meeting certain criteria; one year membership, one loan product, enrolled in E-Statements, member for 5-9 years, and more. Rewards are based on services used and length of membership. In addition, all veterans also earn an additional .15 basis points. Click here to learn more!
For a limited time, we’re also offering a 28-month certificate special. Members can earn 2.50% APY* with a minimum investment of $3,000. Give us a call at (800) 764-0566 or stop by your local SeaComm branch, today!
*APY = Annual Percentage Yield. APY is accurate as of 9/1/22. SeaComm reserves the right to end or modify this offer at any time. The Special 28-Month Share Certificate has a $3,000 minimum balance requirement. This offer cannot be combined with member rewards. Penalties apply for early withdrawals. Other restrictions may apply. Existing share certificates cannot be redeemed for special rate. This is a one term certificate and will be deposited into your share account once term has expired. Membership eligibility required. Offer valid through 10/31/22.