SeaComm Federal Credit Union OFFICIAL BLOG

Three Tips for Buying a House in 2022

If you plan on buying a house in 2022, here is how to make the most out of your search!

Use a local real estate agent. In a tight housing market, it is important to use an agent who knows the area well and can give you a realistic picture of what you can expect to pay for the home you want. 

Prioritize carefully. Every homebuyer has a wish list of features they would love to have in their new home and neighborhood. But, when supply is limited, absolute must-haves need to be chosen carefully. Narrow your list as much as possible before beginning your search, as it will help you to avoid disappointment later on. 

Get pre-approved. It is always a good idea to get preapproved for a mortgage before you start your search. It is even more important in a sizzling real estate market like the one buyers are facing today. A preapproval gives you a leg up on bidding wars, shows potential sellers that you are serious about buying and helps you keep your search within parameters you can afford. 

If you are entering the market for a new home, we can help! SeaComm offers home loans for qualifying members, with a smooth application process and the personalized service you have come to expect. Click here to access our Mortgage Center to apply online, get rates, access home-buying resources, and much more. Call us at (800) 764-0566 for assistance – our goal is to help you reach yours!

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