October might not be the month you think about when it comes to deals and discounts, but you’ll still find some budget friendly prices. Here is a list of what to buy, or skip, in October.

Buy: Cosmetics

You will typically find deals on beauty products about halfway through the month. Retailers will have BOGO sales for makeup, hair products, and styling tools. Get some of your favorite name brand products for a fraction of the normal price. Search online for the best deals and keep an eye out for the dates of sales going on. Look through mailers and periodicals for coupons too.

Skip: Bedding

Wait until next month to get any items for your bed. Mattresses, sheets, and comforter sets will go on sale for Black Friday through Cyber Monday. Some stores will have month long sales in November, so if you’re looking to change the style of your bedroom, wait a little bit and save some money.

Buy: Backpacks

Now that children have been back to school for about a month, the price for school essentials, including backpacks, has dropped significantly. If your child has a backpack that will last for this school year, but will need a new one next year, buy one for them now. They don’t have to use it yet, and you’ll spend a lot less than you would if you were to wait until next year.

Skip: Wedding Dresses

Fall, like spring, is one of the most popular times for weddings because of the weather and scenery. October is one of the busiest months, so prices for wedding dresses won’t be favorable. As the months go by, shops will be getting rid of their current stock while they get ready for spring. If you’re planning a wedding for this time of year, it’s better to purchase your dress and other items when the prices are lower in the offseason.

When you are shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!