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7 Ways to Stop Losing Sleep over Money

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How are you sleeping these days? If you’re like the majority of Americans, the answer is, “not so well.” And there’s a good chance money is to blame. Financial stress is a serious challenge for many of us, distracting people from more important things in life – like work, relationships, and sleep. Here are 7 easy ways to give your stress-filled mind a rest once your head hits the pillow.

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5 cheaper alternatives to cable or satellite TV

cable.jpgIt’s now 2018 and we are still paying way too much for cable television. Recent studies have shown that the average American pays $103.10/month for TV service, which equates to $1,237.20/year. (And that’s only the average, some people pay more!) With these prices projected to rise, there’s only one way to save yourself from an empty wallet – ditch cable TV all together. But how can this be done without missing out on your favorite shows? Check out these 5 inexpensive alternatives to cable or satellite TV!


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Inexpensive Winter Fun in Northern New York

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Chances are – unless you live in Hawaii or Florida – you’re not getting out as much as you should this time of year. But you don’t need to find a beach to beat the winter blues. Here are 5 winter activities to enjoy in our region, without emptying your wallet!

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Looking for a foolproof budget? Try the 50/20/30 rule.

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If you’re new to budgeting or just trying to figure out how to manage your money more effectively, try the 50-20-30 method. Here’s how to start:

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What’s your Money Resolution for 2018?

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My resolutions for 2018 are fairly simple: cut carbs out of my diet, spend more time with friends and family, and build more savings. While the latter is one of the more common New Year’s resolutions to have, it isn’t easily achieved. Too often, people set money goals with dollar amounts that are a bit too ambitious, or they set themselves up with spending plans which end up being too strict and doomed to fail. Here are some achievable money resolutions for 2018! Continue reading


How to Keep a Simple Spending Journal

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Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.

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3 Winter Car & Care Myths You Shouldn’t Believe

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Traveling in the ice and snow is dangerous – and it can cost you a lot of money in repairs if you don’t take the necessary precautions. But there are a lot of myths floating around which concern the adequate measures to be taken when operating a vehicle in the cold. And unfortunately, drivers are often misinformed about the safest ways to take care of a vehicle in winter conditions. Here are 3 winter car & care myths debunked.

 

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7 Free or Inexpensive Holiday Activities

happyholidays.jpgOnce you’ve spent a chunk of your money on holiday shopping, there’s probably not much more to spend on entertainment for you and your family during the week of Christmas. I’ve done some research and found 7 fun activities to be enjoyed this holiday season, without stretching your budget – here they are!

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30 Fun & Inexpensive Stocking Stuffer Ideas

stockings1.jpgAs a precursor to bigger gifts, stocking stuffers should always be the least expensive items on your gift-giving list…but that doesn’t mean they have to be boring! Here are 30 cheap and creative stocking stuffer ideas for Christmas 2017.

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5 Frugal Things I’ve Done Lately

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Here are five frugal things I’ve done lately, with hopes of inspiring you to do the same!

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