By the time April comes around you’ve either gotten your tax return or are about to file. If you’re looking to purchase anything with your extra money, here are a few things to buy or skip during the month of April.

Buy: Jewelry

There aren’t any holidays between Valentine’s Day and Mother’s Day where it’s customary to give jewelry. This means that in order to drive up business, jewelry stores may be offering discounts. Check out your local jewelry store to see what you can find. If you have a special someone, or a relative that enjoys wearing jewelry, this could be a great time for a surprise.

Skip: Summer Items

It might be getting warmer outside, but don’t go looking for beach toys or bathing suits just yet. The prices will still be higher because it’s close to the beginning of seasonal shopping. If you give it a month or two, you will see the costs drop and the sales begin. If you can hold off on that bathing suit you really want, it will cost you a lot less later on.

Buy: Candy

If you’ve got a sweet tooth then April is a great month for you. Easter is another big candy holiday, so once that Sunday passes, the stores will be clearing their shelves making way for the next holiday. The sales will be big, so if you’re a chocoholic, or just enjoy little sweets every now and then, stock up and save money!

Skip: Kitchen Gadgets

Now is not the time to get a new refrigerator or blender. Save those purchases for Memorial Day sales. If you can wait until the prices drop, you will save a lot of money. The sales at the end of May coincide with the start of summer, when everyone will be barbequing and having parties. You’ll see major discounts as well as special promotions. Appliances can be expensive, and your wallet will thank you for having a little patience.

When you are shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!