SeaComm Federal Credit Union OFFICIAL BLOG

Four Ways to Lower Your Monthly Expenses

If one of your new year’s resolutions was to save money, here are a few tips that will keep more cash in your wallet each month.

Bundle Your Policies

Buying all of your insurance policies from the same provider is called bundling. Companies will often have discounts when you bundle multiple policies. This could help you save money on your monthly payments. Bundling will also save you time because you’re only working with one carrier.

Cancel Forgotten or Unused Subscriptions

The average monthly cost for subscription services is over $230! You might be paying more than you think because keeping track of all the payments can be difficult. There are ways to compile all of your subscription payments which will help you determine what to keep and what to cancel. Getting rid of services you don’t use will save you money. Click here for more information.

Get a Prepaid Phone Plan

Having a prepaid plan isn’t that different from having a regular plan and it can save you money. Now there are more options and features than there were before. Depending on the plan, you’ll be able to choose your talk, text, and data amounts, and you’ll find lower prices per line. Major cell phone providers have prepaid plans so you won’t have to switch companies.

Change Your Tax Withholdings

Getting a large tax refund can feel great, but maybe you could have used that money during the year. If your refund check is usually on the larger size you can change you withholdings to get a larger paycheck. More money coming in during the month helps with the bills. If you’ve made changes to other things that lower your expenses, lowering your withholdings will put that much more in your pocket.

In the spirit of saving money, consider a Benefits Plus® checking account with SeaComm! As a Benefits Plus® member, you will have access to a variety of savings on retail, restaurant, entertainment, and travel purchases. With Benefits Plus® Premium, you will also receive daily credit bureau monitoring, cellular care coverage, lost document replacement services, and much more! Click here for more information, or visit your nearest SeaComm branch location to enroll today.

For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.

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