SeaComm Federal Credit Union OFFICIAL BLOG

What to Buy and What to Skip in January

There are no major shopping holidays once the New Year gets underway, but you can still pick up great bargains and see prices drop within those first few weeks. Here’s what to buy and what to skip in January.

Buy: Winter clothing

Were you given a ton of gift cards over the holidays? If so, you’re in luck! Prices will start dropping on all winter apparel this month so retailers can make room for the new spring lines. You can pick up warm-weather wear that’s discounted by as much as 85% and still have lots of time to enjoy it this season.

Skip: Spring clothing

The worst time to purchase an item is generally right before it’s in hot demand. With spring wear landing in inventory this month, prices will be high, so don’t plan on picking out a springtime wardrobe just yet. You’ll start seeing the first round of discounts on spring clothing in April. And of course, as the season deepens, so will the discounts.

Buy: TVs

The football post-season is the perfect time to give your flat-screen an upgrade. Retailers will be competing for your business and offering up promotions on their TVs with discounts that rival those of Black Friday. 

Skip: Snow gear

While winter apparel will see slashed prices this month, snow gear, which includes skis, skates, snowshoes and the like, will still be sold at full-price until the end of the season. Wait just a few more months for steep discounts on all things snow.

Buy: Holiday decor and gift baskets

The holiday leftovers you found on the shelves at the end of December will be selling at even lower prices! Get started on next year’s holiday prep and stock up on wrapping paper, decor and even small gift baskets. 

When you are shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!

SUBSCRIBE HERE!

Enter your email address below

Join 1,969 other subscribers

Comments are closed.