SeaComm Federal Credit Union OFFICIAL BLOG

What to Buy and What to Skip in December

With all of the deals going on in November a lot of people finish their holiday shopping early, but not everyone. If you’ve got some “hard to shop for” friends and relatives, or you’re just waiting for the shopping frenzy to slow down, here are a few things you should buy and skip in December.

Buy: Electronics

Technology is an amazing thing. The advancements year after year make electronics very popular during the holiday season. There are always deals on the newest gadgets and lower prices for older models. You will always be able to find cool gifts for your loved ones, or yourself!

Skip: Fitness Equipment

You may be thinking that you should buy that treadmill or those weights because of all the food during the holidays, but not just yet. Wait about a month or so when retailers and gyms are competing for your cash. The beginning of the year is when you’ll see the prices on fitness equipment drop. If you’re thinking about a New Year’s resolution to exercise, save your money and wait until the New Year!

Buy: Toys

December is when you’ll start seeing bigger discounts from retailers looking to clear the season’s inventory of toys and games. It might be stressful, but the week or two leading up to Christmas can be the perfect time to pick up something special for the little ones in your life.

Skip: Furniture and Bedding

It’s the wrong time to upgrade your household and give your bedroom a makeover. Furniture and bedding will still be sold at full price at most retailers. You should wait for the January white sales to purchase the same items at discounted prices. If you’ve got a little more patience you can check out bigger discounts during Presidents Day sale events in February.

When you are holiday shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at

For added convenience, ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!


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