SeaComm Federal Credit Union OFFICIAL BLOG

What to Buy and What to Skip in November

The biggest shopping month of the year is here! Before you start charging up a storm, keep in mind that not every Black Friday deal is really all it’s cracked up to be. Here is what to buy and what to skip in November. 

Buy: Headphones and audio gear

Tune into your favorite holiday jams with a pair of state-of-the-art headphones bought at a bargain price. Music gear is marked down in November, with sales on all things audio beginning as early as late October and lasting through Black Friday near the end of November.

Skip: Winter clothing

The winter shopping season is just getting started, so you won’t be seeing deals on winter clothing just yet. This applies to winter outerwear, too; November is not the best time to shop for that overstuffed parka or warm woolen overcoat. Unless you absolutely need it now, wait another month or two before stocking up on cold-weather wear for steep savings.

Buy: Electronics

Marked-down electronics give Black Friday its fabulous name. You can check out stores and sites of major retailers for discounts on large and small electronics from Nov. 1 through the end of the month, though the best prices will only be available at Black Friday sale events. If you miss out on these marked-down prices, you can also find Cyber Monday electronics deals online. 

Skip: Toys

You may be eager to cross some gifts for little ones off your list, but you won’t find many deals on toys this month. Instead, wait until the calendar gets closer to the holidays to purchase toys and games at lower prices. Of course, you will risk finding some of the more popular toys of the season all sold out if you choose to wait, but for big savings it is best to wait.

Buy: Small home appliances 

If you need a new slow cooker or Instant Pot, this is the month to buy it. Black Friday famously features super-low deals on small home appliances for the kitchen and beyond. Pick up a new vacuum cleaner, microwave, food processor and more at discounted prices in November!

When you are holiday shopping, you can rely on your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent! You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!

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