SeaComm Federal Credit Union OFFICIAL BLOG

Four Smart Ways to Use a Personal Loan

You can use a personal loan for just about anything! Here are four smart ways to use the funds.

Covering unexpected expenses. If you experience a financial setback of any kind, such as unplanned medical costs or car repairs, a personal loan can help you stay afloat.

Taking a dream vacation. You might be celebrating a milestone anniversary, escaping colder weather, or maybe you want to cross something off your bucket list. A personal loan can help you fund the trip of your dreams with a payment plan you can afford.

Paying for holiday expenses. When you don’t have the cash upfront to pay for all your holiday gifts and décor, a personal loan can help you make the purchases. You can pay off the loan over time with manageable payments.

Maintaining your house. After staying in your home a considerable period, you may find it appropriate to upgrade the property. A personal loan can help you pay for bathroom and kitchen remodels, or even sprucing up your backyard!

As a SeaComm member, you may already have a head start on a personal loan through our loan pre-approval program, LoanEngine™. This program allows you to view and accept loan offers without having to come into a branch or fill out an application. If you qualify for a pre-approved offer, you will be presented with it through the SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. 

Click here to login to your NetTeller™ to view your current offers. If you don’t have any offers at this time, be sure to check back every 60 days.

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