Saving when money is tight may not be as difficult as you think. Here are four tips to help you put money back into your wallet and boost your savings.

Repair what’s broken instead of buying new. When something gets damaged or breaks, your instinct may be to run to the store and replace it – but this isn’t always necessary. Click here for a list of simple repairs that can be a real money saver!

Time your purchases. One of the easiest ways to give your wallet a break is to put all large purchases on hold. Delaying a large purchase will give you time to think it over and consider whether you really want to spend this money now.

Cancel automated purchases. You probably have monthly subscriptions that are draining your account each month for things you rarely, if ever, use. For example, if you find that you are not using that Netflix account as much as you thought you would, cancel or pause your membership and save up to $20 per month!

Don’t go grocery shopping when you’re hungry. Letting your appetite do the shopping can be harmful to your savings. Always make sure that your visits to the grocery store are not controlled by your cravings. Have a meal before you go, or bring a snack along with you – then you will make wiser choices.

It’s important to have a good savings plan in place as a financial cushion for your non-discretionary spending. Click here to discover a variety of options available to you at SeaComm, including regular savings, money market accounts, certificates, and more. Need assistance? Call us at (800) 764-0566 or stop by your nearest SeaComm branch location – our goal is to help you reach yours!