Owning a home can be expensive, especially when it comes to necessary home improvements. Here are four simple tips to help you save on repairs throughout the year!
Add to your emergency fund. Homeowners should have money set aside for home repairs, especially those who do not live in a brand-new home. Unexpected repairs will inevitably come up, such as a leaky roof or electrical issues. These are much easier to take care of with a financial cushion.
Keep up with routine maintenance. A good way to avoid expensive home repairs is to follow a schedule of regular maintenance projects. If you let minor issues go untreated, it can lead to more serious and costly problems.
Know when to hire a professional. Taking on home projects on your own doesn’t always save money. If you try to tackle a project you are not equipped to handle, you could wind up making a costly mistake. Here are types of home projects that are safe to DIY and which ones you should leave to the experts.
Know your financing options. SeaComm has a variety of financial solutions to help you pay for your home improvements: Home Equity Loan or Line of Credit (HELOC), personal loan, or a SeaComm Visa® Platinum. As a member, you might already be pre-approved for a personal loan or SeaComm Visa® through our loan pre-approval program, LoanEngine™, which allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.
You have the ability to accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.