As we reach the end of another year, it’s time for the age-old tradition of making New Year’s resolutions. Here are three resolutions to improve your finances in 2022!

Add to your emergency fund. Having an emergency fund creates a financial buffer that can keep you afloat in a time of need. In 2022, give yourself a monthly savings goal to establish the habit of saving regularly. A great way to do this is by automatically transferring funds to your savings account each time you are paid!

Lower your debt. Come up with a plan to pay off debts while you save. By paying down your high interest debts first, you will save on interest charges that add up quickly over time. To make it easier, you may want to consider consolidating your debts into one loan. A consolidation loan from SeaComm can provide you with the funds you need to pay off your credit card bills and leave you with a single payment to make each month.

With SeaComm’s loan pre-approval program, LoanEngine™, you might already be pre-approved for a consolidation loan! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers. If you don’t have any offers at this time, be sure to check back every 60 days.

Improve your financial literacy. Being financially literate means having the knowledge and confidence to effectively manage your finances. There is no shortage of financial literacy available, from blogs to personal finance books, podcasts, online classes and more. You can listen to a variety of SeaComm podcasts on money topics that interest you, or click here to read our latest newsletters for a full-suite of valuable information!