SeaComm Federal Credit Union OFFICIAL BLOG

Preparing Your Home for Cold Weather

The sub-zero temperatures are right around the corner. Follow these steps to safeguard your home from harsh winter weather!

Clean your gutters. Once the leaves are off the trees, it’s time to clean your gutters. When your gutters back up they will overflow and cause ice dams, and the dripping water may also speed up the deterioration of your home’s exterior.

Clean your chimney. According to the National Fire Protection Association, chimneys and other devices in which fires are started need to be inspected at least once a year. Having your chimney serviced before the harsh winter weather hits could help remove obstructions, prevent fires, and improve efficiency. 

Insulate your windows. It may be tempting to turn up the heat when the winter chill hits your home, but your windows could be the true culprit. Insulate your windows with caulking, weather stripping, or window insulation film.

Test your smoke and carbon monoxide detectors. Winter is the time most house fires happen. Check all of your detectors to make sure they are working properly and have good batteries. If your home is not equipped with carbon monoxide detectors, you should consider getting some.

There are a variety of financial solutions to help pay for your winter home improvement projects: Home Equity Loan or Line of Credit (HELOC), personal loan, or a SeaComm Visa® Platinum. As a member, you might already be pre-approved for a personal loan or SeaComm Visa® through our loan pre-approval program, LoanEngine™, which allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

You have the ability to accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.


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