Financial security in retirement doesn’t just happen – it takes planning and commitment. Continue reading for four valuable tips to help you prepare for the golden years.

Save as much as possible. If you are already saving for retirement – keep going! If you’re not saving, it’s time to get started. Start small if you have to, and increase the amount you save each month. The sooner you start building a retirement fund, the more time your money has to grow.

Know your retirement needs. The key to a comfortable retirement is to plan ahead. Experts estimate that you will need 70 to 90 percent of your pre-retirement income to maintain your current standard of living when you are no longer working. Click here to access a retirement calculator which determines if you are on track for the retirement you want!

Put your money in an Individual Retirement Account (IRA). An IRA with SeaComm is a great way to build your nest egg. There are no monthly fees, no minimum balance requirements, and dividends are paid to you on a monthly basis. It’s never too late to start! Click here for more information.

Automate your contributions. Whether you have an IRA or you take advantage of your employers’ 401(k) plan, the easiest way to automate your retirement contributions is to have money taken from your paycheck when the funds hit your account. That way, you prepare for retirement without having to think about it.

Call us at (800) 764-0566 or visit your local SeaComm branch to open an IRA or set up an automatic transfer – we are happy to help!