The holidays are upon us and that means it is time to make your list and check it twice. Here are four ways to fund your holiday shopping this year!
Dip into savings: Don’t wait until Black Friday to start thinking about your holiday shopping. Pay a little bit toward this expensive season all year long by opening a Club account with SeaComm. This way, when November rolls around, you will actually look forward to buying all those gifts instead of dreading it. If you don’t have a Club account, consider opening one today for the next holiday season!
Apply for a Home Equity Loan or Home Equity Line of Credit (HELOC): With your SeaComm membership, you can choose between a fixed-rate home equity loan and a HELOC. A fixed rate home equity loan is ideal for a one-time equity advance, and a convenient way to manage your debt level and payments. You will receive a fixed amount of cash, in one lump sum. In comparison, a HELOC is a revolving credit line secured by your home’s value. This will allow you to have access to the equity on your home when you need it most – like the holiday season! Click here to learn more.
Use your SeaComm Visa® Platinum: With your SeaComm Visa® in hand, you don’t have to take on another source of debt or even think about how you’ll pay for it all until later. You will even earn points for every dollar you spend, through our Scorecard Rewards Program!
Take out a personal loan: Anytime you need additional funds to pay for big purchases, you can stop by your local SeaComm branch to apply for a personal loan. Our representatives are always happy to help, and you can walk out with the money you need to fund your holiday shopping shortly after starting your application.
As a member, you may already be pre-approved for a personal loan or SeaComm Visa® through our loan pre-approval program, LoanEngine™! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days or visit your local SeaComm branch to apply.