SeaComm Federal Credit Union OFFICIAL BLOG

How to Save Money When Shopping Online

More and more people are choosing to hit the web instead of the mall for their shopping. Follow these five tips and save money every time you shop online!  

Shop with a list. Instead of just perusing your favorite sites, decide what you want and need to purchase before browsing, and do your best to stick to your list.

Set a time limit. When there are no store closing hours to curtail your shopping trip, you can easily lose track of the time, which can trigger overspending. In addition, the internet is designed to keep you engaged, and one click leads to another. Give yourself a reasonable amount of time to shop, and once your time is up, conclude your online shopping.

Never pay full price. Don’t check out without doing a quick search for coupons and discounts on Benefits Plus®! Once you upgrade your basic checking account to a Benefits Plus® checking with SeaComm, you will gain access to discounted gift and eGift cards at a variety of local retailers. Benefits Plus® users also have access to a new Cash Back Rewards Program featuring Rakuten! Members have the opportunity to receive 50% more cash back – up to $100 per year, with no minimum purchase requirements.

Your membership also includes grocery and prescription savings, identity theft protection, travel discounts and much more. Click here to learn more or stop by your local SeaComm branch to enroll!

For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.

Don’t try to qualify for free shipping. Some online retailers will force you to pay a minimum before qualifying for free shipping. Do your wallet a favor and don’t buy items you don’t actually need just to avoid the fee.

Shop early. You will find it easier to stick to your budget, and to avoid the free shipping trap, when you shop early. Many online retailers offer free shipping with no strings attached as long as you don’t mind waiting a bit longer for your purchase to arrive.

When shopping online, make sure to use your SeaComm Visa® Platinum, which enables you to earn points and cash back with every dollar spent. You can redeem your points for cashback, or use them to purchase quality merchandise at ScoreCardRewards.com.

For added convenience, ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating retailer and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to get started!

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