SeaComm Federal Credit Union OFFICIAL BLOG

7 Reasons to Love Your Credit Union

Credit unions were created to offer everyday people a low-cost, not-for-profit alternative to banks. Here are seven reasons to be grateful you belong to SeaComm…

1. Superior member service

At SeaComm, every member is part of the family. We are truly invested in your financial wellness and we are here to help you achieve and maintain it, every step of the way.

2. Your money is safe here

Federally insured credit unions offer insurance on accounts of up $250,000. This means you can keep your money here without worrying about its security.

3. We offer lower interest rates

Need a stash of cash? Stop by SeaComm and take your pick of personal loans, home loans, auto loans and more, all with reasonable interest rates* that are often lower than the regional or national average. We will help you get the funds you need with a payback plan you can actually afford!

Find out if you are already pre-approved for a loan through our exclusive pre-approval program, LoanEngine™! Qualified SeaComm members will receive pre-approved offers through the SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. You may accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

*Loan rates and terms are determined by each member’s overall credit history and are subject to change.

4. Enhanced Checking Account

At SeaComm, we want to give our members access to the best financial services – this includes an exclusive checking account that works for you! Once you upgrade your basic checking account to a Benefits Plus® checking with SeaComm, you will gain access to savings on groceries, prescriptions, gift cards, entertainment, and travel services. In addition to helping you save money, a Benefits Plus® membership also entitles you to identity theft protection, fraud alerts, lost document recovery, and more. Visit your local SeaComm branch to enroll, today!

For complete information, terms, conditions, and exclusions please visit or call 866-329-7587.

5. We support small businesses

Credit unions are invested in the success of local small businesses. Here at SeaComm, we are happy to offer small business loans to qualifying members at reasonable rates. We also offer business checking and business savings so you can run the financial side of your business without worrying about expensive fees and rates.

6. Fewer fees

Banks are notorious for charging fees at any given opportunity. From steep overdraft fees to excessive transaction fees, there is another bill to pay at every turn! Here at SeaComm, we want to help you keep as much of your money as possible. Any fees we do have are nominal and generally lower than what banks demand.

We also want you to have access to your money without worrying about expensive ATM fees. That is why we provide our members with free access to CO-OP ATM’s and Shared Branching! Through CO-OP, you can utilize more than 5,000 credit unions and nearly 30,000 surcharge-free ATMs nationwide. To find a shared branch or surcharge-free ATM right now, click here or visit

7. You have access to a variety of financial services 

At SeaComm, we are more than just a place to store your money. We provide members with an array of financial services to meet every money-related need at every life stage. These include youth accounts, holiday/vacation clubs, investment services, Overdraft Protection & Overdraft Privilege, and a variety of loan options.

Not a member, yet? Click here to start your journey with SeaComm, today!


Enter your email address below

Join 2,050 other subscribers

Comments are closed.