SeaComm Federal Credit Union OFFICIAL BLOG

Five Ways to Spot a Job Scam

If you are in the market for a new job, or you are looking for extra part-time work, be careful. The Federal Trade Commission (FTC) is warning of a surge in employment scams of every kind. Protect yourself from employment scams by holding up any job you’re considering against this list of red flags:

1. The job pays very well for easy work

If a job description offers a high hourly rate for non-skilled work with no experience necessary, you can assume it is a scam. Legitimate companies will not overpay for work that anyone can do. Carefully read the wording of the job pitch. If the deal sounds too good to be true, it probably is.

2. The job description is poorly written

Scrutinize every word of the job description. If it’s riddled with typos and spelling mistakes, you’re looking at a scam.

3. They need to hire you NOW!

If a “business” claims the position needs to be immediately filled and they are ready for you to start working today, assume it’s a scam. Most legitimate businesses will need time to process your application, properly interview you and determine if you are indeed a good fit.

4. The business has no traceable street address or real online presence

If you have spotted a position on an online job board, your first step should be researching the company. Google the company name to see what the internet has to say about them. If you suspect a scam, search the name with words like “scam” and “fraud” in the search string. Look for a brick-and-mortar address, a phone number and a real online presence. If all you find are help-wanted ads and a P.O. Box, move on to better job leads.

5. You need to share sensitive information just to apply

Does the “job application” you are looking at seek sensitive details, like your Social Security number and/or a checking account number? Such information should not be necessary just to submit an application. You might even be asked to share details you think are minor, like your date of birth, name of your hometown, first pet’s name or your mother’s maiden name. Of course, these are all keys to open up access to your passwords and/or PINs.

Protect yourself: As always, practice caution when online. Keep your browser updated and strengthen the privacy settings on your social media accounts. When engaged in a public forum, don’t share information that can make you vulnerable, like your exact birthdate or employment history. Above all, keep your guard up when online and use common sense.

Make sure to utilize your Benefits Plus® membership to protect you and your family from fraudulent activity! Once you have upgraded your basic checking account to a Benefits Plus® checking with SeaComm, you will gain access to a variety of identity theft protection services including fraud alerts, identity theft alerts, and more. If your identity has been compromised, a Benefits Plus® representative will assist in filing police reports and contacting all credit bureaus, as well as utility companies on your behalf. Stop by your local SeaComm branch to upgrade your checking account, today.

For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.

Click here to access the SeaComm Fraud Center, which includes valuable resources to help educate and empower our members to protect their assets and identities!

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