SeaComm Federal Credit Union OFFICIAL BLOG

Shopping for Fall on a Budget

If your fall wardrobe needs updating but you are on a budget, don’t despair. You can make your wardrobe look fresh without emptying your wallet! Here are four creative ways to save money this upcoming season.

1. Layer up

Don’t pack away your summer clothing just yet! The temperatures may be dropping, but you can still find many uses for those tank tops or summer dresses; save them for layering up in colder weather. You can stick a long-sleeved T-shirt under a dress and add leggings and boots to make it warmer.

2. Take inventory

You check your pantry before heading to the supermarket; shouldn’t you also take stock of your closets before hitting the mall? This is especially important when shopping for a new season. It’s easy to forget pieces you’ve got hidden in the back of your closet or buried deep in a drawer from last winter. Take a careful inventory of what each family member has and what they still need and write it down. This way, you won’t come home to find that you already have what you’ve purchased.

3. Shop the sales

Fall has a few observed holidays that bring great sales, so take advantage! There’s Columbus Day, Veterans Day and then the markdown day of the year, Black Friday. There’s also Cyber Monday and Small Business Saturday. It’s worth waiting for the next holiday to buy what you need. You will save a lot just by being patient!

Make sure to utilize your Benefits Plus® membership for extra savings! Once you upgrade your basic checking account to a Benefits Plus® checking with SeaComm, you will gain access to discounted gift and eGift cards, as well as a variety of savings at local retailers like Target, Walmart, Walgreens, and more. Stop by your local SeaComm branch to enroll!

For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.

4. Shop online – without paying shipping

Online shopping can be significantly cheaper than retail stores, until excessive shipping fees are added on. Beat the system by looking for free shipping on sites like Freeshipping.com, or by taking advantage of the free in-store pickup available at many retailers. Some stores also offer coupons to first-time online shoppers. If you have already shopped a store online, you can sign in using another email address and still get the deal.

If you need help covering the costs of your fall shopping, look no further than SeaComm! As a SeaComm member, you might already be pre-approved for a personal loan or SeaComm Visa® Platinum through LoanEngine™, a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application. If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

Click here to login to your NetTeller™ to view your current offers. If you do not have any offers at this time, be sure to check back every 60 days.

SUBSCRIBE HERE!

Enter your email address below

Join 1,696 other subscribers

Comments are closed.