SeaComm Federal Credit Union OFFICIAL BLOG

4 Savvy Ways to Save When Shopping

Spending money has become so easy, that many of us wonder where all of it goes. Luckily, there are a few simple ways you can spend less on your purchases. Here are 4 savvy ways to save!

Shop at the right time. One popular mistake that many people make is shopping at the wrong time. Retailers know when consumers buy, and adapt their prices accordingly. It’s important to know the right time to shop in order to save money, especially when shopping online. The best bargains occur early in the week (after the weekend rush), so it is best to do your shopping on Tuesday or Wednesday for the best deals.

Use the dollar rule when buying clothes. Before you purchase an item of clothing, ask yourself if you will wear it as many times as it is worth in dollars. For example, if you are interested in a shirt that costs $35 – ask yourself if you will wear it at least 35 times. If the answer is no, it might not be worth buying.

Buy discounted gift cards. Your Benefits Plus® checking account with SeaComm provides you with a variety of savings options, including discounted gift and eGift cards at up to 15% off! Browse through an entire catalog of local retailers, including Lowes, TJ Maxx, Target, The Home Depot, Walmart, and much more. Visit your local SeaComm branch to upgrade your checking account, and begin saving on everyday purchases!

For complete information, terms, conditions and exclusions please visit or call 866-329-7587.

Use the points you earn with your SeaComm Visa®. If you use your SeaComm Visa® regularly, now is a good time to cash those points in! You can redeem your points for cashback, or use them to purchase quality merchandise at

ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating location and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount.

Enroll today at and get rewarded for your loyalty! Just sign in to your account and click on the “Account” button at the top right of the screen and select the “Premium Payback” option to fill out the opt-in form.


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