
Credit cards can be a valuable and more secure alternative to using cash or debit to make purchases. Continue reading for four good reasons to choose your SeaComm Visa®!

Build your credit. While you can build credit without using a credit card, it’s not as easy. By making regular purchases with your credit card and paying them off, you are showing lenders that you are a responsible borrower! This will enable you to easily borrow more money in the future, if need be.

Earn rewards. When you use your SeaComm Visa®, you will earn one point for each $1 you charge on your card! The ScoreCard Rewards Program allows you to use your points toward airline and travel services, cash back, or quality merchandise.
ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating location and you will promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount. Click here to learn more!

Enjoy added safety. Paying with your SeaComm Visa® gives you the advantage of purchase protection in case of fraud. You also have access to Free Travel Accident Insurance Coverage, emergency card replacement, and optional insurance for auto rental damages.

Finance large purchases. Shopping for large appliances or furniture can drain your budget. Using your credit card to finance these large purchases will enable you to pay them off over time! Your SeaComm Visa® also provides you with a 25-day interest free grace period, which allows you to avoid finance charges if you pay off your credit card bill at the end of the month!

As a SeaComm member, you might already be pre-approved for a SeaComm Visa® through LoanEngine™, a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile 4.0 app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.
You may accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.