SeaComm Federal Credit Union OFFICIAL BLOG

Why Choose A Credit Union?

As a member of SeaComm, you enjoy a variety of benefits, including personalized service and optimal convenience. Continue reading to discover the top five advantages of being part of our growing credit union family.

Our members come first: As a member of a credit union, you own a piece of the organization. Credit unions are not stuck answering to Wall Street — we only want what is best for you. This keeps our focus in the right place. Instead of working on earning the biggest profits, we can focus on offering superior member service and policies that are as member-friendly as possible.

Lower fees: Banks earn a significant portion of their profits through their fees. While a credit union will also have fees attached to certain products and services, these tend to be much lower than similar fees at a bank. What all this means for you is lots of money saved just by choosing to trust SeaComm with your finances.

We’ve got your back: Everyone has their ups and downs. If you are going through a rough patch, a credit union is willing to work with you through that challenging time. While a bank is more likely to turn down a borrower with a poor credit history, a SeaComm representative wants to help you out. Our team is happy to meet with you and work to find a loan that best suits your needs. As a SeaComm member, you also have access to our Online Financial Management Service to help organize your income and expenses, and GreenPath Financial Wellness for free financial guidance and counseling.

Your convenience is our priority: As a SeaComm member, you have access to a variety of services designed to make your life easy. This includes NetTeller™, Mobile Branch, Mobile Deposit Capture, Online Bill Pay, Overdraft Privilege, and much more. At SeaComm, you also have access to LoanEngine™, our loan pre-approval program that enables you to view and accept personalized loan offers without having to come into a branch! If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers!

If you don’t have any offers at this time, be sure to check back every 60 days or visit your local SeaComm branch to apply.

We give back: As a credit union, we are committed to the philosophy, “People Helping People.” We are focused on making our communities a better place to live through volunteer efforts, scholarship endowments, and financial contributions. Our Pay-It-Forward program has enabled SeaComm staff to perform random acts of kindness in the communities we serve since 2017! This has involved delivering lunch to our local healthcare workers, covering the admission costs at drive-in movie theaters, purchasing backpacks and school supplies for children in need, and much more. Click here to read about our most recent random acts of kindness.

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