SeaComm Federal Credit Union OFFICIAL BLOG

How to Pay for Your Next Getaway

As a SeaComm member, you have access to a variety of convenient financial products that can help cover the costs of your trip with minimal effort on your part. Here are three ways we can send you packing for your dream getaway!

1. Vacation Savings Account:

It’s easier to save up for a specific goal when you separate the funds you’re earmarking for that goal from all other savings. When you open a savings account at SeaComm with the purpose of using it to accumulate funds for a vacation, you’ll always know exactly how much money you’ve saved up for your getaway.

To be certain you are setting aside enough money to cover your getaway, create a vacation budget now. Realistically, how much money will you need to cover the costs of your trip? Next, determine when you would like to go and count the number of weeks or months left until your vacation date. Work out the exact amount you will need to save each week or month by dividing your total vacation budget by the number of weeks or months left to go before your trip. Finally, set up an automatic transfer from your checking account to your designated vacation savings account — this will help your savings grow almost effortlessly!

2. Personal Loan:

If you don’t think you can save up enough money to fund your vacation in time, consider taking out a personal loan instead! When you take out a personal loan at SeaComm, you will get the funds you need for your vacation instantly. Best of all, with our competitive rates, you won’t go broke paying it back!

3. SeaComm Visa® Platinum:

If you choose to pay for your vacation through credit, it’s important to choose the best credit card for your lifestyle and needs. A SeaComm VISA® Platinum doesn’t charge you annual fees, you have a 25-day interest free grace period on purchases, and you’re given free Travel Accident Insurance Coverage. You will also receive points for every purchase through our Scorecard® Rewards program, which you can redeem for airline and travel services, quality merchandise, or even cash back! 

ScoreCard® Rewards now offers Premium Payback, which allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating location and you’ll promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer, you will receive a statement credit to your account for the transaction amount.

Find out if you are pre-approved! As a member, you might already be pre-approved for a personal loan or SeaComm Visa® through our loan pre-approval program, LoanEngine™, which allows you to view and accept loan offers without having to come into a branch or fill out an application. If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

You have the ability to accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

Comments are closed.