Having a savings account is vital, but there are important factors you should consider before opening one. Here are four features to look for if you are searching for the best possible savings account.
Automatic transfers: At SeaComm, you can have funds automatically transferred to your savings account from your direct deposit or checking account! This can be set up for whichever frequency works best with your financial lifestyle: weekly, bi-weekly, or monthly. Enrolling in auto transfer enables you to contribute to your savings on a regular basis, helping you to reach your goals even faster.
No monthly fees: While most banks charge fees for keeping a savings account, SeaComm does not. It is our duty as a credit union to empower our members to reach their financial potential, and one of the ways we fulfill that is by offering a full-suite of savings options with no monthly fees. This includes regular savings, money market accounts, club accounts, share certificates, health savings accounts, and more!
Competitive earning rates: The most important attribute of a savings account is the interest rate. As a SeaComm member, your savings isn’t just a safe place to keep your money – it’s also an opportunity for you to earn dividends on your funds through competitive rates! The dividends are calculated on your daily balance and paid monthly.
Online and mobile access: It’s important to have easy access to your savings account, with the ability to transfer funds as needed. As a SeaComm member, you can enjoy 24/7 access to your accounts through NetTeller™ or our convenient Mobile App! Through these platforms, you can view your spending patterns, transfer funds, access free Bill Pay, deposit checks through Mobile Deposit Capture, and much more.
To embark on your savings journey with SeaComm, click here or call us at (800) 764-0566. You may also visit your local SeaComm branch for in person service. We are here to help you reach your financial goals!