SeaComm Federal Credit Union OFFICIAL BLOG

Five Advantages of Paying Bills With a Credit Card

Credit cards offer incredible convenience. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. While you most likely cannot pay your mortgage or car payments with a credit card, most other bills can be paid using this method. Here are five advantages of paying these bills with credit!

Automate monthly payments. Setting up automatic payments for monthly bills through a credit card will help ensure payments are always on time, and you may never have to think about them again. You can easily track the activity on your SeaComm Visa® Platinum through our online banking platform, NetTeller™.

Build credit with a consistent monthly payment. Using a credit card for a monthly bill is a great way to improve your credit score without running the risk of overspending. Just be sure to pay the bill in full each month. Your SeaComm Visa® also allows you a minimum of 25 days without a finance charge on new purchases, if you pay the total “new balance” on your monthly statement by the due date!

Enjoy consumer protection. Paying with your SeaComm Visa® gives you the advantage of purchase protection in case of fraud, emergency card replacement, and even Free Travel Accident Insurance Coverage.

Payments post promptly. Bill payments to your SeaComm Visa® will generally post within one or two business days. Compare that with a check that needs to be mailed out, delivered to the correct party, and then deposited and cleared until the payment is processed.

Earn rewards for money that needs to be spent anyway. Using a credit card that offers rewards for a bill that needs to be paid anyway will help to pile on those rewards points without overspending. Your SeaComm Visa® enables you to earn one point for each $1 you charge on your card with our ScoreCard Rewards Program! You can use your points toward airline and travel services, cash back, or quality merchandise.

As a SeaComm member, you might already be pre-approved for a SeaComm Visa® through LoanEngine™, a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

You may accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

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