Can’t find the money to put into your savings? The money is there…you just have to look for it! Here are four creative ways to save.
Cancel all subscriptions you’re not actively using. There’s a good chance you’re paying for monthly services like Netflix, Hulu, HBO Max or Amazon Prime without actively using them. Putting these subscriptions on autopilot is a great way to save time, but it can be harmful to your wallet. Determine what services and how many are being charged to your account on a monthly basis, and then cancel those you do not use. Doing so could enable you to save hundreds per year!
Avoid ATM fees. When you travel out of town, are you accepting additional charges to withdraw cash from the ATM? As a SeaComm member, you have free access to CO-OP ATM’s and Shared Branching! Through CO-OP, you can utilize more than 5,400 Credit Unions and nearly 30,000 surcharge-free ATM’s nationwide. To find a shared branch or surcharge-free ATM right now, click here or visit http://www.co-opcreditunions.org!
Review your car insurance policy. Getting a better deal on car insurance doesn’t have to be difficult. Determine if you are paying for too much coverage, or if you could afford to increase your deductible for a lower monthly payment. You could also contact your insurance company and ask about the latest discount options!
Trim your food costs by planning your menu around sale items. Before you visit the grocery store, plan out what you will purchase, and at which store. There’s nothing wrong with buying your perishables at one grocery store and your housewares at another, if you manage to save money doing it that way.
Did you know that your Benefits Plus® checking account with SeaComm provides you with exclusive savings on groceries and other items? Your membership gives you access to a free Grocery Coupon Club, which can help you save hundreds of dollars a year. The coupon club contains thousands of brand name items, including baby products, diet related items, household products, pet supplies, and more. Simply choose the deals you like, and select “clip” to print your coupons before you head to the store. Stop by your nearest SeaComm branch to upgrade your basic checking account!
For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.
Now, what are you going to do with the extra money you will be saving? You have a variety of savings options through your SeaComm membership, including Regular Savings, Share Certificates, Money Market Accounts, Individual Retirement Accounts (IRA), and more. You can also set up an automatic transfer from your SeaComm checking account to your savings on a bi-weekly or monthly basis to ensure regular savings happens each month. Call us at (800) 764-0566 or stop by your local SeaComm branch – we are happy to help!