
The foundation of having financial success is very simple. There are just three laws you need to keep. Follow them and you will find yourself with extra cash on your hands within just a few short months…

1. The Law of 10 Cents. When you keep this law, you take 10 cents of every dollar you earn or receive and hide it. You can hide it in your savings, club account, or piggy bank. It’s important to be comfortable with living on 90% of your income while 10 cents of every dollar gets put away. This is referred to as “paying yourself first.” Following this rule will help you on the way to building a very comfortable nest egg.
You might think that 10 cents on the dollar is not going to get you very far. But consider this: You can get used to living on 90 cents for every dollar you earn, and after 10 months, you will have a full month’s salary put away. In 10 years’ time, that will equate to more than an entire year’s salary.

2. The Law of Organization. How much money is in your checking account right now? How about your savings account? How much do you owe on your credit card? If you don’t know, you’re not keeping a law that’s easily kept. According to the Law of Organization, you should develop a clear picture of what is where at all times and update it frequently.
Tracking your accounts is easier than ever with SeaComm’s NetTeller™ online banking and Mobile 4.0 app. Click here to get started!

3. The Law of Enjoying the Wait. It’s widely accepted that good things come to those who wait. If you must have things before you have the money for them earmarked, you will need to take on debt. The Law of Waiting states that you pay, and pay well, for having things now. If you can wait until later, and put money away specifically for the purchases you have in mind, you will have outsmarted the debt machine. Once you realize how much smarter it is to buy things when you have the money on hand, you will actually begin to enjoy the wait.
A Club account with SeaComm allows you to put money away for specific reasons, like holiday shopping, vacations, or tax payments. Just like a Regular Savings, a Club account will allow you to earn dividends, which are calculated on your average daily balance. These are paid out to you on a monthly basis! Click here to learn more, or give us a call at (800) 764-0566.