SeaComm Federal Credit Union OFFICIAL BLOG

Three Ways to Use Your Credit Card for the Holidays

With holiday spending season upon us, it’s time to broach an uncomfortable subject: how to pay for all that joy and goodwill. Here are some great ways your SeaComm Visa® can help you out…

Paying for holiday travel:

It makes sense to use your credit card, as your SeaComm Visa® provides you with Free Travel Accident Insurance Coverage! Using your credit card to make reservations at hotels, rental agencies and other book-ahead services can also prevent the company from placing a hold on your account as a deposit.

Finance gift giving with credit:

Shopping for gifts takes up most of our holiday budgets…so why not use credit to make larger purchases, and pay it off over time! Your SeaComm Visa® also provides you with a 25-day interest free grace period on purchases – which allows you to avoid finance charges if you pay off your credit card bill in time!

Spending rewards on holiday purchases:

If you use your SeaComm Visa® throughout the year, now is a good time to cash those points in! You can redeem your points for cashback, or use them to purchase quality merchandise at

ScoreCard® Rewards now has Premium Payback! This allows you to redeem your points right at the point of sale, virtually anywhere. Just make a qualifying purchase at a participating location and you’ll promptly receive a text message or email asking if you want to redeem your points to cover your purchase. If you choose to accept the offer you will receive a statement credit to your account for the transaction amount.

Enroll today at and get rewarded for your loyalty! Just sign in to your account and click on the “Account” button at the top right of the screen and select the “Premium Payback” option to fill out the opt-in form.

As a SeaComm member, you might already be pre-approved for a SeaComm Visa® through LoanEngine™, a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile 4.0 app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

You may accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

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