The holidays are right around the corner, which means presents, big meals, and a full house of extended family. If you tend to feel stressed or down when the holidays roll around, here are eight tips to help you relax and make the most of your time:

1. Stick to a schedule:

Part of the holiday experience is enjoying late nights and/or early mornings. Sometimes, that can affect your quality of sleep and make stress levels soar. There is no need to be a stickler for your regular routine on the holidays, but it is a good idea to keep some sort of schedule. Make sure you are getting enough rest, and if a physical workout is part of your daily routine, don’t neglect it over the holidays.

2. Delegate:

Are you hosting a crowd for Thanksgiving or Christmas? Guests can be great fun, but all the extra work can bring your stress levels through the roof. Here’s the good news: You don’t have to do it all! There is nothing wrong with asking for help. Everything is easier when there are more hands on deck.

3. Take some “me” time:

It’s always a good idea to take care of yourself, and in the chaos of the holidays this need is often neglected. Consider running out to get yourself a manicure, taking a solitary half-hour walk or just spending time with a good book after a long and loud day.

4. Control your spending:

Nothing kills the holiday cheer like a mountain of debt. Stick to a budget when doing your holiday shopping and only spend what you can actually afford. Be careful not to overspend as the holidays draw near, and you are experiencing pressure to finish your shopping in time. If you find yourself running low on funds, SeaComm will be happy to help!

As a SeaComm member, you might already be pre-approved for a personal loan or SeaComm Visa® through LoanEngine™, a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. You may accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.