SeaComm Federal Credit Union OFFICIAL BLOG

Why You Should Finance Your Next Car at Your Credit Union


Getting an auto loan with your credit union is a completely different experience. Why? Because we exist to serve your best interest. Continue reading for three reasons you should finance your next car with your SeaComm family!


Better Rates: As member-owned and operated institutions, credit unions famously offer loan rates that are consistently lower than those offered by large lenders and banks. One of the greatest advantages you will have when financing an auto loan through SeaComm is a competitive APR. Because you are working directly with the lender, you will only hear the actual rate we offer instead of one that is marked up.

*APR = Annual Percentage Rate.



Relaxed setting: Another key advantage you will enjoy from a SeaComm-financed auto loan is a more relaxed setting when determining how much you can afford to pay each month toward your new car. There is no rush and no pressure when you are sitting with one of our Financial Service Representatives and working out your budget. In comparison, when you are standing in the dealer’s lot surrounded by cars you wish you could afford, you are far more likely to make a decision you might later come to regret.



The process is simple: The process of applying for a Seacomm Auto Loan is simple, quick, and easy. You can even apply for a loan online or over the phone! As a member of Seacomm, you already have a head start through our loan pre-approval program, LoanEngine! This new program allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you will be presented with it through our SeaComm Mobile app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.

You may accept offers immediately by following the prompts, or by contacting our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you do not have any offers at this time, make sure to check back every 60 days.


car shopping

Start your search for the perfect vehicle through our online auto-buying center, Garage Gizmo! Browse through a catalog of new and used vehicles at local dealerships, and compare cars side-by-side to help narrow down your search. Click here to get started.

Comments are closed.