We all know we should save more money than we do. Whether you need to pay down debt, build an emergency fund or save for retirement, it’s important to cut spending and increase your savings. Before you consider what to cut back on, try these handy tips to save money without noticing the difference.
Cut back on cable. Take an honest look at how many movies you watch in a month. If you are paying top dollar for a premium channel package, you are paying for a lot of content you probably never watch, and the overall selection is limited. For half the price, you can subscribe to Netflix or another streaming service and get a lot more viewing options. You could even go with Amazon Prime and get free two-day shipping on all your purchases while gaining access to a significant viewing library.
Time your vacations to travel for less. Summer tends to be the most popular travel time for tourist-happy destinations, which leads to skyrocketing travel costs. If you are planning an upcoming trip, travel between February and April so you can save money on your hotel reservation.
Switch to an off-brand cell provider. You can cut down your cellphone bill considerably by switching away from a big-name carrier. If you are on Sprint, AT&T or Verizon, you can save a considerable chunk by switching to a brand like Cricket or Straight Talk. They do not subsidize phones or maintain well-staffed stores, so their costs are lower.
Start reading paper books. Instead of purchasing e-books, check your local discount stores or garage sales for used books. There, you will find paperbacks for as little as a quarter! More current and popular titles can be purchased online for under $5, compared to the $10 for an e-book. You can always head over to your local library to get your fill of new releases, old classics and great books you’ve never heard of for free.
Take advantage of deals. Once you upgrade your basic checking account to a Benefits Plus® checking with SeaComm, you will gain access to a variety of exclusive deals and savings! Your Benefits Plus® membership entitles you to retail savings, discounted travel options, restaurant deals, a grocery coupon club, and much more. Call us (800) 764-0566 to schedule an appointment at your nearest SeaComm branch to enroll!
For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.