SeaComm Federal Credit Union OFFICIAL BLOG

Find Your Next Vehicle Online With Garage Gizmo

new car for you

Spring is in the air. Warmer weather is on the horizon. Wouldn’t a new vehicle look good in the driveway? Continue reading for four tips to help you find the perfect vehicle with SeaComm’s Online Auto Buying Center, Garage Gizmo!



car shopping

Do your research. You can find out just about anything you want to know about a car online. Garage Gizmo will give you a full view at the interior and exterior of all types of vehicles located at local dealerships. You will also receive a complete car description, which details the equipment, specifications, safety features, crash test ratings, warranties, recalls, and free Carfax reports.



Decide on new or used. Buying a new vehicle has its advantages, while buying used can save a great deal of money. Ask yourself a few questions before making this decision: Do you have a lengthy commute to work, or are you within just a few miles? Do you plan to get another vehicle in a few years, or will you wait out the entire term of your auto loan? Consider your lifestyle, weigh the pros and cons, and compare vehicles side by side with Garage Gizmo to help you make an informed decision.


fair prices

Beware of “fair” prices. Just because something is advertised as a great deal does not always mean it is. When you compare prices on Garage Gizmo, you are provided with the Kelley Blue Book® Fair Market Value. This is the true fair price for new and used vehicles based on make, model, year and condition.



Work it into your monthly budget. Before you make the purchase, you’ll need to determine if you can afford it. Consider your monthly expenses for bills and other existing loans, and be mindful about whether or not you can fit in another payment. Click the finance calculator option in Garage Gizmo to determine your estimated monthly payment and final loan amount!




As a SeaComm member, you might already be pre-approved for a new or used auto loan! With SeaComm’s loan pre-approval program, LoanEngine™, you can view and accept loan offers specifically designed for you. If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile 4.0 app or NetTeller in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

In an effort to keep our communities safe, we have implemented an adjusted operating schedule. Effective March 23, through April 17, all SeaComm lobby visits will be by appointment only. Our drive-thru lanes will remain open at all locations. To apply for a loan or schedule an appointment, please contact or call center at (800) 764-0566.

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