Have you ever had an argument with your partner or spouse about money? You are not alone. We’ve put together three simple ways you can correct financial problems in your relationship. Continue reading to learn more…
Don’t keep financial secrets. Some couples think the best way to avoid money arguments is to keep separate accounts, and hide important financial information. No harm, no foul, right? Wrong. This paves the way for financial problems as time goes on. Experts suggest that couples work together in order to achieve a healthy financial life. Consider putting all of your money together…and begin to look at it as a whole. Meet with a SeaComm representative or give us a call at (800) 764-0566 to discover the best savings options for you and your loved one!
Learn to compromise. You might be perfectly content with shopping at discount retailers when you need to update your wardrobe…but your partner may prefer to buy name-brand items at full price. If you don’t have an income that can support expensive tastes, that will be a problem. If one of you is attached to name-brand items, consider shopping at an outlet mall to get those brands at a more reasonable price. It’s important that your lifestyle lines up with what your actual income is – not what you wish it was.
When you and your partner are shopping, be sure to take advantage of your Benefits Plus® membership. A Benefits Plus® checking account with SeaComm entitles you to a large catalog of discounted gift and eGift Cards, accepted at full face value. Choose between a great selection of participating retailers, and receive a 5% to 15% discount on most purchases! Stop by your nearest SeaComm branch to upgrade your checking account, today!
For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.
Don’t let salary differences divide you. For most couples, one of them probably makes more money than the other. Whether the amount comes to $20 or $20,000 more a year, the same problem can arise. Instead of referring to both your incomes as “our money,” you might think you have leverage over the other – all because of a few extra zeros in your paycheck. Sometimes the spouse who earns the most money can feel entitled to have total control over the financial decisions. That’s just asking for trouble. It’s not “yours” or “mine” – it’s “ours.” You should never hold a higher income over the other’s head…you are on the same team.
As a couple, you can manage your money together using SeaComm’s Online Financial Management service! This free service helps you budget, maintain financial goals, and keep track of your spending with minimal effort. Click here to get started!