Spring is the perfect time to get rid of clutter in your life. Why stop at dust bunnies and old clothing? Here are four areas of your financial life that may need some spring-cleaning, too…
De-clutter your finances. As you sort through the clutter in your home, it’s a good idea to do the same for your finances. Review your monthly budget and eliminate additional expenses that may be cluttering it up. This might include subscriptions you don’t use anymore or upgraded apps and services you don’t need.
Next, simplify your monthly payments by moving all due dates to the same day and setting up an automatic payment so you are never late. You can clean up your money management by using SeaComm’s Online Financial Management service! This free service helps you budget and keep track of your spending with minimal effort. Click here for simple instructions!
Go-green. You can reduce your carbon footprint by switching to eStatements! Instead of having your financial statements delivered by mail, have them delivered to you online. Not only does this help to protect against identity theft, but you’ll also have access to your statements sooner. Your SeaComm statements are password protected and encrypted on a secure website. To enroll in eStatements today, visit SeaComm’s NetTeller™, select e-statements on the top banner, and follow the online instructions. Click here to get started.
Protect your personal information. Once you upgrade your SeaComm Basic checking account to a Benefits Plus® checking, you will receive Fraud Alerts, Junk Mail Reduction, Identity Theft Alerts, and much more. If your identity has been compromised, your membership will provide you with free IDT Restoration Rescue ®. This entitles you to your own Identity Theft Restoration team, who will deliver the most comprehensive restoration service available. Benefits Plus® members receive services performed by a licensed attorney, highly specialized in identity theft restoration.
A Benefits Plus® representative will also assist in filing police reports and contacting all credit bureaus, creditors, financial institutions, merchants, and even utility companies on your behalf. Visit your nearest SeaComm branch location to enroll in Benefits Plus® today!
For complete information, terms, conditions and exclusions please visit www.benefits-plus.org or call 866-329-7587.
Throw away debt. Is the debt going anywhere, or are you trapped in the cycle of making just minimum payments that mostly go toward interest? Get serious about eliminating your debt by making a list of all debts in order from smallest to largest. Work out a plan for maximizing your payments on debts with the highest interest, and avoiding expensive habits.
You might also consider bundling multiple debts into one convenient, monthly payment. With SeaComm’s loan pre-approval program, LoanEngine™, you might already be pre-approved for a consolidation loan! This new program allows you to view and accept loan offers specifically designed for you. If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile 4.0 app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.