SeaComm Federal Credit Union OFFICIAL BLOG

3 Steps to Finding the Right Car for You

car shopping

If you are in the market for a new vehicle, it can be hard to know where to begin. How do you find the car that will suit your needs for years to come? We’ve come up with three steps to make it easy for you…continue reading to learn more!


new car

Assess your needs. The “right car” depends on who you are and what you expect from your vehicle. While some people like to make a statement with their vehicle, some prefer practicality.

Ask yourself the following questions:

  • How many passengers do you need to carry?
  • Do you have a long commute?
  • Will you be doing any towing?
  • What features are important to you?

These factors should all come into play when you decide on your next vehicle. Click here to read our blog article, “Features You Should Look for in Your New Car” to help determine the features you would like in your next car.



Set your budget. How much can you afford to allocate toward a car payment each month? The general rule is that your monthly new-car payment should not exceed 15 percent of your monthly take-home pay.

SeaComm recently unveiled LoanEngine™ – a loan pre-approval program that allows you to view and accept loan offers specifically designed for you. If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile 4.0 app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.



new car2

Take advantage of Garage Gizmo. SeaComm’s online auto buying site, Garage Gizmo, is a convenient tool for car shoppers and a great way to save money. You can browse through a variety of new and used vehicles, narrow down your search based on preferences, and even apply for a SeaComm auto loan, online! Click here to get started.

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