SeaComm Federal Credit Union OFFICIAL BLOG

3 Ways to Pay for Your Home Renovations

home improvements

It’s almost home improvement season! Have you been thinking about making some changes to your living quarters? There are several ways you can pay for that…continue reading to learn more!

home equity

Apply for a Home Equity Loan or Line of Credit. With your SeaComm membership, you can choose between a fixed rate home equity loan or a home equity line of credit (HELOC). A fixed rate home equity loan is ideal for a one-time equity advance, and a convenient way to manage your debt level and payments. You will receive a fixed amount of cash, in one lump sum. In comparison, a home equity line of credit is a revolving credit line secured by your home’s value. This will allow you to have access to the equity on your home when you need it. Click here to learn more!



home improvements 2
Use your Visa Platinum credit card. With your SeaComm Visa Platinum, you can cover the cost of minor touch-ups and small home improvement projects. This includes bathroom upgrades, painting, installing backsplash surfaces, replacing your kitchen hardware and more. Take advantage of competitive rates, and points earned with every card purchase! Click here to learn more.



home improvements 3
Take out a personal loan. A personal loan with SeaComm is a manageable way to tackle your home improvement projects. This option allows you to borrow the amount needed over a fixed term, with a fixed interest rate and a fixed monthly payment. SeaComm personal loans are also unsecured, which means you don’t have to put down collateral to borrow money. If you are budgeting for a predicable monthly payment, this could be the option for you! Visit your nearest SeaComm branch or contact our call center at (800) 764-0566.



SeaComm members now have exclusive access to LoanEngine™ – a loan pre-approval program that allows you to view and accept loan offers without having to come into a branch or fill out an application! If you qualify for a pre-approved offer, you’ll be presented with it through our SeaComm Mobile 4.0 app or NetTeller™ in the “My Offers” tab, via email, and/or a letter through the mail.


With LoanEngine™, you have the ability to accept offers immediately by following the prompts, or by calling into our call center at (800) 764-0566. Click here to login to your NetTeller™ to view your current offers! If you don’t have any offers at this time, be sure to check back every 60 days.

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